Couples Travel Insurance

We aim to provide the right cover and support when you need it most, so by covering you and your loved one on the same couples travel insurance policy not only will it minimise stress by having a joint policy but it could also save you money compared to buying an individual policy for each traveller.

Travelling together makes it important to get covered adequately whilst you're away. An unexpected issue – such as lost luggage, illness or an accident – could bring your dream holiday to an abrupt end. Travelling with the right protection provides that added level of security meaning you can sit back, relax and enjoy your holiday, knowing you and your partner are protected against unexpected eventualities.

As one of the world’s largest insurance providers with over 150,000 employees and 92 million customers across the globe* we’re uniquely placed to offer you the expertise and support you need whether you’re heading away for a day, a month, a year or anything in between.

All our policy holders get access to a range of support services including our HealthHero 24/7 GP telephone and video consultation service. You can choose from a range of cover options to suit your needs with our Bronze, Silver and Gold packages.

*Correct as of August 2023

Usually yes, by insuring more than one person on the same policy you’ll benefit with a cheaper premium than if you were to buy two separate individual polices.

Yes, couples travel insurance is available to people living at the same home address. You’ll be asked to provide the address as part of our quote process and any discounted premiums as a result of insuring more than one person on the policy will be taken into account.

We recognise that you won’t necessarily always be travelling at the same time, so if you have opted for an annual policy couples policy then you’ll still be covered even if only one of you is travelling.

Only you can decide which is the best policy for you, but this will likely depend upon how often you intend to travel. If you're only taking one couples break this year, then our Single Trip couples travel insurance is best suited to your needs. But, if you're planning several adventures in the next 12 months, then our Annual couples travel insurance may turn out to be the most cost-effective solution. This is because you'll need travel insurance each time you go away, so covering multiple holidays on one couples insurance policy may be cheaper than buying a Single Trip policy each time.

Whether you're heading to visit the Great Wall of China or trekking Machu Picchu, we have a policy that can cover you. For worldwide travel, we offer couples holiday insurance that includes or excludes America.

Our ‘Worldwide (including USA and Canada)' cover takes into account the higher cost of medical treatment in North America. In the United States and Canada, the cost of healthcare can be incredibly expensive. This is because there's no equivalent of the NHS, and most residents have private health insurance. As a result, if you're booking travel insurance for America, your premium is likely to be higher.

If you choose ‘Worldwide (excluding USA and Canada)', you're protected for destinations across the globe except America and Canada. If you have no plans to visit these countries then you may find that our worldwide couples travel insurance excluding America and Canada offers you a lower premium.

We offer couples holiday insurance that specifically covers you for European travel. This means you can make the most of the romantic city breaks in Paris or Rome, spend a week relaxing and sun-seeking around the Mediterranean or any of the other wonders Europe has to offer.

Plus, our couples travel insurance for Europe comes with over lots of sports and activities included, so you can scuba dive along the Dalmatian coast, go jet-skiing in Spain’s Costas, or get on your bike to become king of the mountains in the Alps.

Unlike some insurers, our European travel insurance even includes some destinations outside mainland Europe like Turkey and Morocco, so please take a look at your policy confirmation email to check your area of cover.