From the 4th October 2021 at 4am UK time, the UK government revised its traffic light approach to travel. There is now just a Red list of countries and a list of other countries.
These lists relate purely to the guidelines you’ll need to follow when returning to the UK and once you arrive back in the UK. While these are not relevant to the travel insurance policy cover, you should check and follow the latest information on the Government guidance websites.
Travel insurance cover remains dependent on you following the travel advice from the from the Foreign, Commonwealth and Development Officemake sure you read your policy documents carefully so that you fully understand what you’re covered for. It is important to understand that you must travel directly to or via another destination that is not subject to FCDO advice against all or all but essential travel for your cover to be valid.
Where the FCDO advise against all travel
If you travel through or make a stopover in a destination that the FCDO is advising against visiting, your travel insurance policy will not cover you for claims made before or during any part of your trip.
Where the FCDO advise against all but essential travel
If you travel to a destination where the FCDO has advised against all but essential travel and need to make a claim, you’ll need to provide Allianz Assistance with documentation that shows you are travelling for a permitted and essential reason before they can consider your claim.
Please keep up to date with the FCDO advice when booking and travelling and contact us if you have any questions or concerns.