You’ll be covered in line with the terms and conditions outlined in your policy document if you travel to a green list destination and follow travel advice from the Foreign, Commonwealth and Development Office – make sure you read your policy documents carefully so that you fully understand what you’re covered for. It is important to understand that you must travel directly to or via another destination that is not subject to FCDO advice against all or all but essential travel for your cover to be valid. If you travel through or make a stopover in a destination that the FCDO is advising against visiting, your travel insurance policy will not cover you for claims made before or during any part of your trip. Please keep up to date with the FCDO advice when booking and travelling and contact us if you have any questions or concerns.
You’ll be covered in line with the terms and conditions outlined in your policy document if you travel to an amber list destination, provided the destination is not subject to FCDO advice against all or all but essential travel – make sure you read your policy documents carefully so that you fully understand what you’re covered for. It is important to understand that your travel insurance policy won’t cover you for any claim if you have travelled against the Foreign, Commonwealth and Development Office advice. Whilst the government guidance states that you should not travel to any amber list destinations for leisure, the FCDO is not advising against travel to some amber list destinations. As such, the FCDO advice could differ between two countries even if they are both on the government amber list. This means that you should check the FCDO advice for each destination you are planning to visit when you book and before you depart, to make sure you’ll be covered if you need to make a claim. This includes any destination you’ll be travelling through as part of your journey, even if it is only a stopover, as your travel insurance policy will not cover you if you travel to any destination against the FCDO advice.
You won’t be covered if you travel to a destination against theForeign, Commonwealth and Development Office advice. If you go ahead with your trip to a destination against FCDO advice against all but essential travel and need to make a claim, you’ll need to provide us with documentation that shows you are travelling for a permitted and essential reason before we can consider your claim.