We have temporarily stopped providing travel insurance policies whilst we upgrade our offers. If you purchased a Backpacker policy before June 25, 2025 or a Single Trip or Annual Multi Trip policy before the September 25 , 2025 then you will be covered until the policy’s expiration.
What is single trip travel insurance?
If you’re heading on a holiday this year, then Single Trip travel insurance can help protect you if something goes wrong. You can be covered from the moment you purchase your holiday to the second you get back home.
Below is some information about our insurance products, for which Terms and Conditions apply. Please visit the policy information hub for full details.
No matter where you’re travelling to, travel insurance is just as essential as your passport and your boarding pass. This is because it helps cover the cost if something goes wrong; if you need to cancel your trip before you go, for example, or if you suffer an injury or illness while you’re away, you’ll be protected.
If you’re only going on one holiday this year, then Single Trip holiday insurance is the best option for you. You can get cover for the duration of your trip (up to 180 days), whether you’re holidaying in the UK, Europe, USA or somewhere else abroad.
What does Single Trip travel insurance cover?
When you take out our Single Trip travel insurance policy, you’ll have the choice of three levels of cover: Bronze, Silver and Gold.
All our cover levels provide protection for emergency medical expenses including repatriation cover, trip cancellation, personal liability, missed and delayed departures and lost, stolen or damaged personal possessions.
Please see the table below to find out what else we may cover and the applicable limits for each cover level. Terms and Conditions apply.
Depending on what activities you have planned, you may wish to purchase additional cover. If you’re heading skiing, tobogganing or snowboarding, then our Winter Sports and Ski add-on offers an appropriate level of cover for most skiing holidays.
Please be aware that pre-existing medical screening is temporarily unavailable with our travel insurance products. We are actively working to restore this feature.
In the interim you may be able to obtain an alternative travel insurance policy to cover pre-existing medical conditions by referring to MoneyHelper for a list of specialist travel insurance providers for people with serious medical conditions. Do take time to study and compare the terms and conditions to ensure you have the cover you need.
Silver
Gold
Bronze
Frequently Asked Questions
Depending on how often you travel, you should decide between taking out a Single Trip or Annual muti-trip travel insurance policy. Single Trip holiday insurance is the best form of cover if you only plan on going away once in the near future.
But if you’re thinking of going away twice or more in a calendar year, it may be worth choosing an Annual travel insurance policy. You’ll need insurance each time you go away, and it can be cheaper and less time consuming to take out one Annual policy, rather than multiple Single Trip policies.
When you take out Single Trip travel insurance, you can travel to multiple destinations, as long as your trip does not last longer than 180 days. Whether you’re looking for Single Trip worldwide travel insurance or Single Trip travel insurance for multiple countries in Europe, we have you covered. You can tailor our policies to suit your plans by selecting just the countries you are travelling to.
Please note that you will not be covered if you travel to a country or region that the Foreign, Commonwealth and Development Office has advised against all travel or against all but essential travel.
If you’re heading on holiday to Europe, Single Trip travel insurance is still important. The European Health Insurance Card (EHIC) or the new Global Health Insurance Card (GHIC) give you some basic medical cover, but you’ll need Single Trip holiday insurance too. Although both your EHIC or GHIC entitle you to either free or reduced medical costs (depending on how the health care system works in a particular country), it won’t cover you for everything. For example, if you have to be treated in a private hospital or need to be repatriated back to the UK in an emergency, you won’t be covered with an EHIC or GHIC card.
If you fall ill and need to pay for any medical care whilst you’re away, it could cost you thousands of pounds. But, Single Trip travel insurance will help cover these costs.
Despite the UK leaving the EU in January 2021, the EHIC remains valid for UK holders until the expiry date of their card. However, once your EHIC has expired you will have to apply for a Global Health Insurance Card (GHIC). The GHIC will take place of the EHIC and can be applied for and ordered now if you don't already own an EHIC.
- From 5th May 2021, we will no longer be able to offertravel insurance policies to cover people's pre-existing medical conditions. This is only a temporary measure while we make improvements to the booking engine of our website. Please keep an eye on the Allianz Assistance website in the future so you are aware when we are able to offer this additional cover again. Policies purchased before 5th May 2021 aren't affected and your cover won't change.
If you have a pre-existing medical condition that we are unable cover under our own policies, you may be able to obtain an alternative travel insurance policy through one of the providers featured in the MoneyHelper directory of specialist travel insurance providers for people with serious medical conditions. Do take time to study and compare the terms and conditions to ensure you have the cover you need. To contact the Money Advice Service for further details of the directory
Call: 0800 138 7777 (lines are open Monday to Friday, 9am to 5pm)
or
Email: [email protected]