Travel Insurance for Spain

  • Up to £10m emergency medical expenses cover including repatriation.
  • Personal liability cover up to £2m on Gold cover with up to £1m on Bronze cover.
  • Up to £2,000 personal possessions cover to help in cases of lost, stolen, damaged or destroyed luggage.
  • Unlimited access to HealthHero - our 24/7 video or telephone GP helpline based in the UK.

Spain's a country that captures the heart of anyone who visits. Madrid and Barcelona are energetic cities that are packed with plenty to do; the Costa del Sol is renowned for its beautiful Mediterranean beaches, while the Pyrenees and the Picos de Europa are among the best mountain ranges on the continent. Alternatively, you can explore the Moorish towns of the south, go on a cultural pilgrimage to Bilbao, or head off to the Canary Islands.

Food and wine are national obsessions in Spain and many of the country's best recipes have been handed down through the generations. Side streets in the cities are often packed with ornate tapas bars and Michelin-starred restaurants, where you can try the freshest fish and latest Mediterranean dishes. Don't worry about being too full after lunch, either; you can treat yourself to a siesta like a local.

Spanish is the country's national language, but many people in Spain also speak variants of Catalan, Galician and Basque. Like many other countries on the continent, Spain's currency is the euro. It's easily accessible and tradable, so you can exchange your money before you travel or when you arrive.

No matter where you're heading in Spain, it's important that you get travel insurance to help protect you against risks you may encounter. We offer different levels of cover, so you can choose an insurance type to suit your needs. If you're taking a family holiday to Mallorca, for example, then you may find that our Family travel insurance is best suited to your needs. But if you're planning to visit to one of the Balearic Islands like Ibiza with friends, then our Group policy may be better.

Below is some more information about our products, for which Terms and Conditions apply. Please visit the policy information hub for full details.

Yes, we'd recommend that you get travel insurance if you're travelling to Spain from the UK.

Even though Spain is close by and a safe place to visit, we recommend you still take out travel insurance before you travel abroad, because accidents can still happen. For example, your flight may be delayed or cancelled, you may injure yourself walking along the beach or you may have your personal items stolen by an opportunistic pickpocket. Thankfully, our travel insurance for Spain helps cover you for these eventualities, including medical expenses, cancellation cover, and more.

Although the European Health Insurance Card (EHIC) or the Global Health Insurance Card (GHIC) is an important document, it doesn't replace travel insurance for Spain. Like the UK, Spain has both public and private healthcare, so some treatment might be free if you travel with a valid EHIC or GHIC. But your EHIC or GHIC will not cover you for everything; if you experience a medical emergency and need medical repatriation or mountain rescue, for example, you'll need to pay for it. And if you fall ill or get injured in Spain and require healthcare that isn't covered by an EHIC or GHIC, you'll have to pay for the medical expenses yourself which may include private treatment – unless you travel with insurance.

Despite the UK leaving the EU in January 2021, the EHIC remains valid for UK holders until the expiry date of their card. However, once your EHIC has expired you will have to apply for a Global Health Insurance (GHIC). The GHIC will take the place of the EHIC and can be applied for and ordered now if you don't already own an EHIC.

Our Single Trip, Annual and Backpacker policies can help keep you protected during your holiday to Spain, with policies that include medical cover and cancellation cover. Across our Single Trip and Annual policies, you can choose from our Bronze, Silver or Gold levels of cover. Depending on the level of cover you choose, you'll be protected for:

  • Cancelling or curtailing your trip
  • Emergency medical and associated expenses
  • Loss of passport*
  • Delayed personal possessions
  • Lost, stolen or damaged personal possessions*
  • Loss of personal money*
  • Personal accident cover
  • Missed departures
  • Delayed departures
  • Personal liability
  • Legal expenses
  • End-supplier failure**
  • *Not available with Bronze level cover
  • **Only available with Gold level cover
  • Terms and Conditions apply.
If you fancy taking your whole family to the beaches of Spain this summer, then you may find that our Family travel insurance is best suited to your needs.
Whether you’re planning to take a city break to Barcelona or want to lounge on the beaches of Alicante, our Single Trip travel insurance can help cover you for trips lasting up to 180 days.
Planning on taking more than one trip to Spain this year? Our Annual travel insurance can provide you with the cover you need for multiple visits.
Many sports and leisure activities are covered on our standard travel insurance policies at no additional premium. From 5th May 2021, we will not be able to provide cover while you take part in riskier sports and leisure activities like kite surfing and rugby. This is only a temporary measure while we make improvements to our website. Please keep an eye on the Allianz Assistance website in the future so you are aware when we are able to offer this additional cover again.
From 5th May 2021 we will no longer be offering travel insurance policies to cover people’s pre-existing medical conditions. This is only a temporary measure while we make improvements to our online booking engine. Please keep an eye on the Allianz Assistance website in the future so you are aware when we are able to offer this additional cover again.
With our Group travel insurance, you can place all members of your travelling party on the same policy, so you can enjoy a Spanish getaway together.
While we can still cover you under the standard sections of our travel insurance policy while on a cruise holiday we will temporarily be unable to offer the additional cover previously provided by the Cruise travel optional extra section. This is only for the short term, while we make improvements to our online booking process. Please keep an eye on the Allianz Assistance website in the future so you are aware when we are able to offer this additional cover again.
Understanding our claims process

You'll need your policy number to submit your claim to us. This is available in your certificate of insurance which is sent to you when you take out cover. 

It's a good idea to take your policy information with you on your trip so you can provide us with all the necessary details in order for us to help.


Once we receive your claim, it'll be assessed by our experienced team. 

To speed up the assessment of your claim please make sure to include all applicable information and evidence such as receipts, booking confirmations, hotel reservations and crime reference numbers. If you fail to provide all the necessary information this will cause a delay in processing your claim. 

Once our team has assessed your claim we'll be in touch with you via your preferred contact method to confirm the outcome and inform you of any next steps.



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