If you do get into a car accident in which you are not physically injured, you may still be in shock from the event. However, it is important to act and get you and any passengers to a safe place. Follow this checklist if you do get into a car accident:
1. If you haven’t already, stop your car and turn the engine off.
2. Switch on your hazard warning lights to make other road users aware of your stationary position.
3. Check yourself and any passengers for injuries. If there are any injuries that require medical assistance or you are stuck in the vehicle, then you should contact the emergency services and ask for an ambulance or assistance to get out of your car immediately.
4. If everyone is okay and you do not need to contact the emergency services, get everyone out of the vehicle and to the side of the road where it is safer to stand.
5. Once you are away from the vehicle it will be easier to check to see what the damage is on your vehicle and any other vehicles involved in the accident.
6. Unless you are blocking the road or it is easy to do so, do not move your cars. Wait for the authorities to help with this and direct you on what to do next.
7. For insurance purposes, get pictures of the damage to the following; your vehicle, any other vehicles involved in the accident, any injuries to yourself or others.
8. Contact the police department to alert them of the accident. It is especially important to do this if the road has been blocked or obstructed, as they will need to send road traffic wardens to help with the flow of traffic.
9. Speak to any other members of the public that were directly involved in the accident. It is very important to get the following details from them for any future insurance claims;
- Full name
- Phone number
- The company their car is insured with
- Their insurance policy number
- Their car’s vehicle identification number
- A description of their car
- Full license plate details
- It can help to make notes about the incident while it is fresh in your mind (details about the time of day, place, the driver and anything unusual)