Group Travel Insurance and Couples Travel Insurance
What is group travel insurance?
If you take out group travel insurance, every member of your travelling party is insured under the same policy. With our travel insurance for groups, there’s no need for policy members to be related, and you can include up to 12 adults on one policy. So, whether you’re travelling as part of a wedding party, visiting another country with a local club or just heading on a beach break with some friends, a group travel insurance policy could be a great solution for you.
However, if you’re travelling with a significant other, then you may find that couples travel insurance is a better choice. Plus, couples travel insurance could end up being cheaper than buying individual policies, because we offer a couples discount. To see whether our couples travel insurance is right for you, simply click ‘Get a Quote.’
Below is some more information about our products, for which Terms and Conditions apply. Please visit the policy information hub for full details.
Why do I need travel insurance for a group or couples holiday?
If you’re heading abroad, either as a couple or a group, then travel insurance is always worthwhile. After all, even if you’re going somewhere close by, the unexpected can still happen. For example, your flight could be cancelled, you may be targeted by pickpockets while getting some holiday snaps, or you could fall ill.
But if you take out a group travel insurance policy, you’ll have cover in case something does happen. If you’ve taken out group travel insurance, we can help protect you against medical bills, flight delays or stolen possessions. So, whether you’re heading to the beach, hitting the slopes on a skiing holiday, venturing on a backpacking holiday or making the most of your retirement, travel insurance is essential. With our group travel insurance policies, you can enjoy peace of mind from the second you book to the moment you return home.
What does group travel insurance from Allianz Assistance cover?
At Allianz Assistance, we offer a level of insurance that’s appropriate for most travellers. Different policies provide varying levels of cover, so it’s important that you read your policy documents carefully and understand exactly what you’re covered for.
Our Single Trip, Annual and Backpacker policies all suit different needs. Plus, our Bronze, Silver and Gold policies provide you with different levels of cover and claim limits. Depending on which policy you choose, you’ll be covered for:
*Not available with Bronze cover.
**Only available with Gold cover.
Terms and Conditions apply.
If you’re planning to take part in any fun activities while you’re away on holiday, then you may also need to purchase some add-ons to ensure you’re fully covered.
If you fancy playing some golf while you’re away, then our Golf insurance can protect you, any clubs you’ve taken with you and any green fees you’ve paid. Or, if you’re going on a group skiing holiday, our Winter Sports and Ski insurance allows you to hit the slopes with confidence. Alternatively, if you’re planning a romantic cruise that’s designed for couples, our Cruise add-on can protect you against things like as cabin confinement or itinerary changes.
Frequently Asked Questions
Can couples on the same travel insurance policy travel separately?
To qualify for couples travel insurance, you’ll need to book your trip together and travel together; you also need to have been living together at the same address for more than 6 months.
If you haven’t booked your trip together or you’re not travelling together, then you won’t be covered by couples travel insurance.
How does group travel insurance work?
It’s easy to organise and book travel insurance for groups. As part of our Single Trip and Annual group travel insurance policies, up to 12 adults aged 75 or under can be placed on the same policy. If you’re searching for Backpacker insurance, the upper age limit is 35.
In order to get a quote for your group travel insurance policy, you’ll just need to tell us the type of policy you’d like (Single Trip, Annual or Backpacker), where you’re going on holiday, the age of all the adults travelling and whether you require any additional cover. If you’re booking a Single Trip or Backpacker policy, you’ll also need to tell us whether anybody on the policy needs to declare any pre-existing medical conditions. You’ll then be given a quote for Bronze, Silver and Gold cover.
Please note that if you’re booking an Annual group travel insurance policy, then pre-existing medical conditions are not included within the cover.
Do I need to buy group travel insurance, or couples travel insurance?
If you’re going on holiday in a group, you may find that buying a group travel insurance policy is easier and less time consuming than buying individual policies for each person.
By placing every member of the group on the same travel insurance policy, you’ll know that everyone has the same level of cover, and you’ll only need to carry one set of policy documents.
Similarly, if you take out couples travel insurance, you can rest easy knowing you’re both protected by the same policy, and it’ll save you the hassle of buying multiple policies.
How to ensure you have the right cover
What is an EHIC or GHIC and what can it offer you?
Having a European Health Insurance Card (EHIC) or Global Health Insurance Card (GHIC) will entitle you to the government-provided healthcare of the European Union country you are visiting, lowering the medical costs you would normally expect to pay. Although this is a good addition to take on holiday, having a travel insurance policy as well could provide you with further protection and peace of mind whilst you are abroad. Our travel insurance policies can protect you against many unforeseen eventualities.
Does your bank or credit card company provide cover?
A lot of bank accounts or credit cards come with varying levels of travel insurance cover. Although some may be comprehensive and suitable for most trips, they may not cover you for everything you have planned whilst you’re away. If you have adventurous plans or unusual excursions booked for your trip, you might not be covered. Make sure you look into the travel insurance policy that you have before every trip, to make sure it’s suitable for you and your plans.
Purchasing a holiday using a credit card means you are often protected by Consumer Protection cover that is offered on purchases when a provider defaults and you are unable to receive your goods (or in this case, go on your holiday). This means that, in most cases, you can get your money returned to you before going on your trip.
Are you covered by ABTA or ATOL?
If you have booked a holiday through a tour operator or travel agent, it may be worth checking if you are covered by ABTA (Association of British Travel Agents) or ATOL (Air Travel Organiser’s License). This type of cover means that your package holiday is protected if, for example, the travel company providing your holiday arrangements or the travel agent themselves fail financially or close down. Your travel agents will be able to tell you if your holiday is ABTA or ATOL protected. Alternatively, use the links provided to check your cover at home.
Choose the cover that’s right for you
with Allianz Assistance
Winter Sports & Ski
Travel Insurance
Travel Insurance
If you’re planning to go skiing with your other half in La Plagne or take a group break to Borovets, then our Winter Sports and Ski insurance allows you to put everyone on the same policy.
MORE INFORMATION
Annual Multi-Trip
Travel Insurance
Travel Insurance
Planning on taking more than one holiday as a group or couple this year? You may find our Annual group travel insurance is a better fit than multiple Single Trip policies. Get a quote today to see which is best for you.
MORE INFORMATION
Business
Travel Insurance
Travel Insurance
If you and your team are heading abroad to meet a client, give a presentation or attend a conference, then our business travel insurance could be right for you.
MORE INFORMATION
Sports and Leisure
Travel Insurance
Travel Insurance
Our travel insurance comes with a number of activities included. But if you want to try something more adventurous, you can add Sports and Leisure insurance to your group or couples policy.
MORE INFORMATION
Single Trip
Travel Insurance
Travel Insurance
Whether you’re heading on a group beach holiday or taking a romantic city break, our Single Trip travel insurance can provide you with cover for up to 180 days.
MORE INFORMATION
Find out more about what we offer
Travel Insurance
for Seniors
for Seniors
Age needn’t be a barrier to travel. If you’re planning a group holiday and are under 75, our Seniors travel insurance could be the perfect fit.
MORE INFORMATION
Family
Travel Insurance
Travel Insurance
If you’re taking a family holiday, then you may find our family insurance is a better fit than group travel insurance. You can include your children on the same policy, as well as two adults.
MORE INFORMATION
Medical Solutions 24/7 GP telephone and video consultations
Customers who have bought our travel insurance can arrange a medical consultation with a UK GP, to talk through your medical concerns, 24 hours a day, 7 days a week. Alternatively, you'll be able to speak to them face to face by booking an online video consultation*.
*For video consultations, time restrictions apply and UK Bank Holidays are excluded.
*For video consultations, time restrictions apply and UK Bank Holidays are excluded.
Alternative Cover Options For Pre-existing Medical Conditions
If you have a pre-existing medical condition that we are unable cover under our own policies, you may be able to obtain an alternative travel insurance policy to cover pre-existing medical conditions by contacting our partner Free Spirit.
Visit: the Free Spirit website
or
Call: 02393 419 852 and quote MAG10000 (Lines are open 8am to 6pm Monday to Friday).
Free Spirit are featured in the Money and Pensions Service (MaPS) directory of specialist travel insurance providers for people with serious medical conditions. Do take time to study and compare the terms and conditions to ensure you have the cover you need. To contact the Money Advice Service for further details of the directory
Call: 0800 138 7777 (lines are open Monday to Friday, 8am to 6pm)
or
Email: traveldirectory@maps.org.uk
Help and Advice