Travel Insurance for South Africa

  • Up to £10m emergency medical expenses cover including repatriation.
  • Personal liability cover up to £2m on Gold cover with up to £1m on Bronze cover.
  • Up to £2,000 personal possessions cover to help in cases of lost, stolen, damaged or destroyed luggage.
  • Unlimited access to HealthHero - our 24/7 video or telephone GP helpline based in the UK.

South Africa Flag
South Africa Flag

South Africa ‘The Rainbow Nation' is a colourful and vibrant country best known for being one of the world's best safari destinations. Kruger National Park along with its many private game reserves give visitors a chance of encountering the Big 5 game animals (Lion, Leopard, Black Rhinoceros, African Elephant and African Buffalo) and over 1 million worldwide visitors head to Kruger National Park each year in hope of seeing these amazing creatures.

Away from the wildlife, South Africa has so much else to offer, whether it be relaxing on sandy beaches in Durban on the East Coast, saying hello to the penguins on Boulders Beach, hiking the world famous Table Mountain overlooking Cape Town or exploring Robbin Island and the tumultuous history of South Africa through one of its most influential people, Nelson Mandela.

If you are planning a holiday to South Africa remember that before you jet off to The Rainbow Nation to get travel insurance for any unforeseen problems that you may encounter during your trip.

Below is some more information about our products, for which Terms and Conditions apply. Please visit the policy information hub for full details.

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In 2019 over 430,000 UK tourists visited South Africa, and whilst most journeys are trouble-free there are some problems that do arise. This can range from travel delays, cancellations and lost luggage through to more serious medical treatment.

Tourists can access free care if using public hospitals, for which the quality may vary. Having travel insurance in place would enable you to access the private health care providers with the peace of mind that you have cover in place to help with the costs.

Remember too, that there are likely to be a higher risk of certain diseases like malaria – so make sure you take malaria tablets. Also make sure you have up to date vaccinations particularly for Hepatitis A, Tetanus and Typhoid.

Our Single Trip, Annual and Backpacker policies can help keep you protected whether you’re heading to South Africa for any type of trip.

Across our Single Trip and Annual insurance policies, you can choose from our Bronze, Silver or Gold levels of cover. Depending on the level of cover you choose, you’ll be protected for: 

  • Cancelling or curtailing your trip
  • Delayed personal possessions
  • Lost, stolen or damaged personal possessions*
  • Loss of personal money*
  • Emergency medical and associated expenses
  • Loss of passport*
  • Personal accident cover
  • Missed departures
  • Delayed departures
  • Personal liability
  • Legal expenses
  • End supplier-failure**

*Not available with Bronze level cover.

**Only available with Gold level cover.

You can also purchase add-ons to ensure you’re covered for activities you’re taking part in.

With so much to see and do in South Africa, repeat trips are common. If you are planning more than one trip in the same year then our Annual travel insurance could be right for you.
No matter if you’re planning a South African safari, relaxing on Durban’s pristine white sandy beaches or climbing Cape Town’s Table Mountain, our Single Trip travel insurance provides you with cover if you’re heading to South Africa for a maximum of 180 days.
South Africa is a favourite destination for backpackers. With so much variety and a wide range of attractions on offer it’s the perfect place for a few weeks living the nomadic backpacker life. If you’re planning the trip of a lifetime around South Africa, then our Backpacker insurance is suitable for most travellers.
Planning a group trip to South Africa? Our group travel insurance can provide cover for you and your travelling companions. This can cover groups of friends as well as family going on holiday together.
If you’re taking the whole family on a break to South Africa, you can place everyone on the same policy with our family travel insurance.
Travel is the best way of seeing the world. With our worldwide travel insurance, you’re covered from the top of Table Mountain to the Sydney Opera House and everywhere in between.
With Johannesburg being one of Africa’s most important economic centres, business travel is common.  If you’re planning a business trip to South Africa, you can take Allianz Assistance with you. Our cover is designed with professionals in mind, and you can cover the whole team on one policy.
Understanding our claims process

You'll need your policy number to submit your claim to us. This is available in your certificate of insurance which is sent to you when you take out cover. 

It's a good idea to take your policy information with you on your trip so you can provide us with all the necessary details in order for us to help.


Once we receive your claim, it'll be assessed by our experienced team. 

To speed up the assessment of your claim please make sure to include all applicable information and evidence such as receipts, booking confirmations, hotel reservations and crime reference numbers. If you fail to provide all the necessary information this will cause a delay in processing your claim. 

Once our team has assessed your claim we'll be in touch with you via your preferred contact method to confirm the outcome and inform you of any next steps.



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