Whether you’re heading to Australia to see the Sydney Opera House or visiting the animals on safari in South Africa, we have a policy that can cover you. For worldwide travel, we offer family holiday insurance that includes or excludes America.
Our ‘Worldwide (including USA)’ cover takes into account the higher cost of medical treatment in North America. In the United States, the cost of healthcare can be incredibly expensive. This is because there’s no equivalent of the NHS, and most residents have private health insurance. As a result, if you’re booking travel insurance for America, your premium is likely to be higher.
If you choose ‘Worldwide (excluding USA)’, you’re protected for worldwide travel as long as you’re not visiting America, Canada and islands in the Caribbean Sea, including Bermuda. If you’re travelling worldwide but you’re not planning on visiting America, you may find that our worldwide family travel insurance excluding America offers you a lower premium.