Travelling with children makes it more important than ever to ensure you’re covered while you’re away. An unexpected issue – such as lost luggage, illness or an accident – could bring your dream holiday to an abrupt end. Travelling with the right cover can help you to relax on holiday, knowing your loved ones are protected against unexpected eventualities.


What does family travel insurance cover?

We provide two main types of family travel insurance: Single Trip and Annual. Within these policies, we also provide three different levels of cover: Bronze, Silver and Gold.
Depending on which family holiday insurance policy you choose, you’ll be covered for:
- Cancelling or cutting short your trip
- Emergency medical and associated expenses
- Loss of passport*
- Delayed personal possessions
- Lost, stolen or damaged personal possessions*
- Loss of money*
- Personal accident cover
- Missed departures
- Delayed departures
- Personal liability
- Legal expenses
- End-supplier failure**
*Not available with Bronze level cover
**Only available with Gold level cover
Terms and Conditions apply.
Silver
Gold
Bronze
X Personal Possessions:
No cover
Frequently Asked Questions
Why should I buy family travel insurance?
Travelling with children makes it more important than ever to ensure you’re covered while you’re away. An unexpected issue – such as lost luggage, illness or an accident – could bring your dream holiday to an abrupt end. Travelling with the right cover can help you to relax on holiday, knowing your loved ones are protected against unexpected eventualities.
Should I buy Annual family travel insurance or Single Trip family travel insurance?
Does family travel insurance cover individuals travelling alone?
Can I buy worldwide family travel insurance?
Whether you’re heading to Australia to see the Sydney Opera House or visiting the animals on safari in South Africa, we have a policy that can cover you. For worldwide travel, we offer family holiday insurance that includes or excludes America.
Our ‘Worldwide (including USA and Canada)’ cover takes into account the higher cost of medical treatment in North America. In the United States and Canada, the cost of healthcare can be incredibly expensive. This is because there’s no equivalent of the NHS, and most residents have private health insurance. As a result, if you’re booking travel insurance for America, your premium is likely to be higher.
If you choose ‘Worldwide (excluding USA and Canada)’, you’re protected for worldwide travel as long as you’re not visiting America and Canada. If you’re travelling worldwide but you’re not planning on visiting America, you may find that our worldwide family travel insurance excluding America and Canada offers you a lower premium.
What about family travel insurance for Europe?
We offer family holiday insurance that specifically covers you for European travel. This means you can make the most of the beautiful food in France’s big cities, spend a week lounging on the beach in the Canary Islands or visit one of Spain’s family-friendly holiday resorts.
Plus, our family travel insurance for Europe comes with over lots of sports and activities included, so you can scuba dive and see the turtles off the coast of Zante, go jet-skiing off the coast of Benidorm, or even go mountain biking in the Alps.
Unlike some insurers, our European travel insurance even includes some destinations outside mainland Europe like Turkey and Morocco, so please take a look at your policy confirmation email to check your area of cover.
How to ensure you have the right cover
What is an EHIC or GHIC and what can it offer you?
Does your bank or credit card company provide cover?
A lot of bank accounts or credit cards come with varying levels of travel insurance cover. Although some may be comprehensive and suitable for most trips, they may not cover you for everything you have planned whilst you’re away. If you have adventurous plans or unusual excursions booked for your trip, you might not be covered. Make sure you look into the travel insurance policy that you have before every trip, to make sure it’s suitable for you and your plans.
Purchasing a holiday using a credit card means you are often protected by Consumer Protection cover that is offered on purchases when a provider defaults and you are unable to receive your goods (or in this case, go on your holiday). This means that, in most cases, you can get your money returned to you before going on your trip.
Are you covered by ABTA or ATOL?
Insurance options for families

Winter Sports & Ski
Travel Insurance
Travel Insurance

Car Hire Excess
Insurance
Insurance

Annual Multi-Trip
Travel Insurance
Travel Insurance

Sports & Leisure
Insurance
Insurance

Single Trip
Travel Insurance
Travel Insurance
Looking for family travel insurance for a particular destination?

Travel Insurance
for Europe
for Europe

Worldwide
Travel Insurance
Travel Insurance


*For video consultations, time restrictions apply and UK Bank Holidays are excluded.
If you have a pre-existing medical condition that we are unable cover under our own policies, you may be able to obtain an alternative travel insurance policy through one of the providers featured in the MoneyHelper directory of specialist travel insurance providers for people with serious medical conditions. Do take time to study and compare the terms and conditions to ensure you have the cover you need. To contact the Money Advice Service for further details of the directory
Call: 0800 138 7777 (lines are open Monday to Friday, 8am to 6pm)
or
Email: traveldirectory@maps.org.uk
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