Family Travel Insurance


We provide two main types of family travel insurance: Single Trip and Annual. Within these policies, we also provide three different levels of cover: Bronze, Silver and Gold.

Depending on which family holiday insurance policy you choose, you’ll be covered for: 

  • Cancelling or cutting short your trip
  • Emergency medical and associated expenses
  • Loss of passport*
  • Delayed personal possessions
  • Lost, stolen or damaged personal possessions*
  • Loss of money*
  • Personal accident cover
  • Missed departures
  • Delayed departures
  • Personal liability
  • Legal expenses
  • End-supplier failure**

*Not available with Bronze cover

**Only available with Gold cover

Terms and Conditions apply.

  • Medical Expenses: Up to £5,000,000
  • Personal liability: Up to £1,500,000
  • Cancellation or Curtailment: Up to £2,500
  • Personal Possessions: Up to £1,500
Terms and Conditions apply.
Our bestseller
  • Medical Expenses: Up to £10,000,000
  • Personal liability: Up to £2,000,000
  • Cancellation or Curtailment: Up to £5,000
  • Personal Possessions: Up to £2,000
Terms and Conditions apply.
  • Medical Expenses: Up to £2,000,000
  • Personal liability: Up to £1,000,000
  • Cancellation or Curtailment: Up to £1,000

X    Personal Possessions:
       No cover

Terms and Conditions apply.
We aim to help you save money and minimise stress, and give you the right support and advice when you need it most. By placing each family member on the same family travel insurance policy, you don’t need to worry about buying individual policies for each family member. And because we offer special rates for families, you’ll usually make some savings too.  

Travelling with children makes it more important than ever to ensure you’re covered while you’re away. An unexpected issue – such as lost luggage, illness or an accident – could bring your dream holiday to an abrupt end. Travelling with the right cover can help you to relax on holiday, knowing your loved ones are protected against unexpected eventualities. 
The travel insurance policy that’s best for you will depend on how often you travel. If you’re only taking one family holiday this year, then our Single Trip family travel insurance is best suited to your needs. But, if you’re going away more than once, then our Annual family travel insurance may turn out to be the most cost-effective solution. This is because you’ll need travel insurance each time you go away, so covering multiple holidays on one insurance policy may be cheaper than buying multiple Single Trip policies. 
With our family travel insurance policies, each adult can travel independently and still be covered by the policy. However, all insured children must travel with at least one of the insured adults. 

Whether you’re heading to Australia to see the Sydney Opera House or visiting the animals on safari in South Africa, we have a policy that can cover you. For worldwide travel, we offer family holiday insurance that includes or excludes America.

Our ‘Worldwide (including USA)’ cover takes into account the higher cost of medical treatment in North America. In the United States, the cost of healthcare can be incredibly expensive. This is because there’s no equivalent of the NHS, and most residents have private health insurance. As a result, if you’re booking travel insurance for America, your premium is likely to be higher.

If you choose ‘Worldwide (excluding USA)’, you’re protected for worldwide travel as long as you’re not visiting America, Canada and islands in the Caribbean Sea, including Bermuda. If you’re travelling worldwide but you’re not planning on visiting America, you may find that our worldwide family travel insurance excluding America offers you a lower premium. 

We offer family holiday insurance that specifically covers you for European travel. This means you can make the most of the beautiful food in France’s big cities, spend a week lounging on the beach in the Canary Islands or visit one of Spain’s family-friendly holiday resorts.

Plus, our family travel insurance for Europe comes with over lots of sports and activities included, so you can scuba dive and see the turtles off the coast of Zante, go jet-skiing off the coast of Benidorm, or even go mountain biking in the Alps.

Unlike some insurers, our European travel insurance even includes some destinations outside mainland Europe like Turkey and Morocco, so please take a look at your policy confirmation email to check your area of cover. 

Having a European Health Insurance Card (EHIC) will entitle you to the government-provided healthcare of the European Economic Area country you are visiting, lowering the medical costs you would normally expect to pay. Although this is a good addition to take on holiday, having a travel insurance policy as well could provide you with further protection and peace of mind whilst you are abroad. Our travel insurance policies can protect you against many unforeseen eventualities.

A lot of bank accounts or credit cards come with varying levels of travel insurance cover. Although some may be comprehensive and suitable for most trips, they may not cover you for everything you have planned whilst you’re away. If you have adventurous plans or unusual excursions booked for your trip, you might not be covered. Make sure you look into the travel insurance policy that you have before every trip, to make sure it’s suitable for you and your plans.

Purchasing a holiday using a credit card means you are often protected by Consumer Protection cover that is offered on purchases when a provider defaults and you are unable to receive your goods (or in this case, go on your holiday). This means that, in most cases, you can get your money returned to you before going on your trip.

If you have booked a holiday through a tour operator or travel agent, it may be worth checking if you are covered by ABTA (Association of British Travel Agents) or ATOL (Air Travel Organiser’s License). This type of cover means that your package holiday is protected if, for example, the travel company providing your holiday arrangements or the travel agent themselves fail financially or close down. Your travel agents will be able to tell you if your holiday is ABTA or ATOL protected. Alternatively, use the links provided to check your cover at home.
Hit the slopes with confidence, whether it’s your first or fiftieth time on the pistes, with our family ski insurance.
Hiring a car on your next family holiday? Then why not choose our Car Hire Excess Insurance? If your hire car is stolen or accidentally damaged, we’ll help to cover the excess set by the provider of your hire car company’s Collision Damage Waiver policy.
Planning on taking multiple holidays this year? Our Annual family travel insurance could be a great fit. You’re covered for an unlimited number of trips for a 12-month period, so you can jet off whenever you like. 
Whether you’re taking the kids pony-trekking or fancy taking in the view from a hot air balloon, our Sports and Leisure insurance covers you for a range of holiday activities. 
Whether you’re taking the kids to Disneyland Paris or heading away on a family beach holiday, our Single Trip family travel insurance is great for those one-off family holidays. 
If you’re heading to the beautiful cities of France or the gorgeous beaches of the Canary Islands, our family travel insurance for Europe can protect you if things don’t quite go to plan. 
Discover the world with your family in tow, and enjoy peace of mind thanks to our worldwide family travel insurance. 
Medical solutions icon
Medical Solutions 24/7 GP telephone and video consultations
Medical solutions icon
Customers who have bought our travel insurance can arrange a medical consultation with a UK GP, to talk through your medical concerns, 24 hours a day, 7 days a week. Alternatively, you'll be able to speak to them face to face by booking an online video consultation*.

*For video consultations, time restrictions apply and UK Bank Holidays are excluded.