Winter Sports Travel Insurance

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Whether you’re skiing in the Alps, snowboarding in the Rockies or sledging down the slopes of Alaska, our Winter Sports and Ski insurance will cover you and your equipment. From lost ski equipment and piste closures to mountain rescues and repatriation, our winter sports insurance is designed to help give you peace of mind. Even if you hit rough terrain, we can help to smooth the bumps along the way.
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With our ski insurance add-on, you receive the same level of protection you get with our standard travel insurance policies, but with additional cover for unique risks associated with winter sports.

With our ski travel insurance, you get all the great benefits of our Silver or Gold policies, depending on which level of cover you choose. You can choose either a Single Trip policy, an Annual policy or a Backpacker policy, depending on how you travel. These policies will include cover for:

  • Cancelling or cutting short your trip
  • Emergency medical and associated expenses
  • Loss of passport
  • Delayed personal possessions
  • Damaged, stolen, lost or destroyed personal possessions
  • Lost or stolen personal money
  • Personal accident
  • Missed departures
  • Delayed departures
  • Personal liability
  • Legal expenses
  • End-supplier failure*

*Only available with Gold cover

Terms and Conditions apply.

Please note that, if you have a pre-existing medical condition, you’ll need to buy a Single Trip or a Backpacker policy. 

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Our Silver and Gold policies both offer different payment limites and excess amounts, so please read your policy documents to ensure you understand the limits of your cover.

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From £16.64*
From £19.00*
From £32.46*
Avalanche Closure
£250
£250
£250
Business Equipment
£300
Cancellation
£2,500
£5,000
£2,500
Curtailment
£2,500
£5,000
£2,500
Delayed Departure
£250
£300
£250
Delayed Personal Possessions
£150
£200
£150
Delayed Ski Equipment
£300
£300
£300
Emergency Medical Associated expenses
£5,000,000
£10,000,000
£5,000,000
End Supplier Failure
£1,500
GP 24/7 Online
Included
Included
Included
Hired Ski Equipment
£300
£300
£300
Legal Expenses
£15,000
£25,000
£15,000
Loss of Passport
£150
£250
£150
Missed Departure
£1,000
£1,500
£1,000
Owned Ski Equipment
£400
£400
£400
Personal Accident
£15,000
£20,000
£15,000
Personal Money
£500
£500
£500
Personal Possessions
£1,500
£2,000
£1,500
Personal Liability
£1,500,000
£2,000,000
£1,500,000
Piste Closure
£200
£200
£200
Replacement Business Associate
£750
£750
£750
Ski Pack
£300
£300
£300
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When you head away on a skiing or winter sports holiday, you’ll likely encounter risks that you wouldn’t on a regular trip; these things aren’t usually covered by a standard travel insurance policy.

But, with specialist winter sports travel insurance, you’re covered against things like piste closure, avalanches and emergency medical expenses. Plus, your equipment is covered, so there’s no need to worry about it getting lost or damaged.

Whether you’re taking on the thrill of a Black Run in Klosters or snowboarding in Whistler, our winter sports insurance covers you, so you can test your skills or learn a new hobby with confidence.

The best winter sports insurance policies cover you for far more than just skiing. When you purchase our Winter Sports and Ski add-on, you’ll be covered for the following activities – providing that you’re not taking part as a professional, or as part of a race or competition:

  • Bigfoot skiing
  • Cross-country skiing
  • Glacier skiing
  • Mono-skiing
  • Skiing
  • Sledging
  • Snowboarding
  • Snowblading
  • Tobogganing

Please note that off-piste skiing and snowboarding are only covered by our winter sports travel insurance policies when you are skiing within the ski-area boundaries of a recognised ski resort, and following ski-patrol guidelines.

Whether you’re looking for travel insurance for skiing in France or somewhere further afield, at Allianz Assistance, we’ve got you covered.

If you’re looking for travel insurance for skiing in Europe, select the European country you're travelling to for our Single Trip cover.

For our Annual policy, you should choose our ‘Europe’ cover. This means you’re covered in the European countries listed in our policy documents, so you’ll get to enjoy some of the most popular places in the world for a winter sports break – like St. Moritz in Switzerland, Borovets in Bulgaria and Chamonix in France.

If you choose ‘Worldwide (excluding USA),’ the area of cover is anywhere in the world except the USA, Canada and all islands in the Caribbean Sea. This is a great option if you’re looking to travel to some of the world’s most impressive resorts, like the four ski resorts within an easy drive of Queenstown, New Zealand. If you prefer, you can even take a holiday to Niseko in Japan, which is widely regarded as being one of the snowiest places on the planet.

If you choose ‘Worldwide (including USA),’ the area of cover is any country in the world, so you can explore far-flung ski resorts like Whistler Blackcomb in Canada. 

Although the European Health Insurance Card (EHIC) can help to protect you on your break, it doesn’t offer comprehensive cover.

For example, your EHIC does not cover the cost of medical treatment in a private hospital, mountain rescue or repatriation to the UK. As a result, if you don’t have winter sports cover and you have an accident in a ski resort, you’ll have to pay for mountain rescue and repatriation to a UK hospital, which could cost tens of thousands of pounds.

We’re sure that you’ll take all possible precautions before you hit the slopes, but unfortunately accidents do still happen. So, before you embark on your winter sports holiday, you should pack your EHIC and take out travel insurance too. This way, even if something does go wrong, you’re covered. 

Having a European Health Insurance Card (EHIC) will entitle you to the government-provided healthcare of the European Economic Area country you are visiting, lowering the medical costs you would normally expect to pay. Although this is a good addition to take on holiday, having a travel insurance policy as well could provide you with further protection and peace of mind whilst you are abroad. Our travel insurance policies can protect you against many unforeseen eventualities.

A lot of bank accounts or credit cards come with varying levels of travel insurance cover. Although some may be comprehensive and suitable for most trips, they may not cover you for everything you have planned whilst you’re away. If you have adventurous plans or unusual excursions booked for your trip, you might not be covered. Make sure you look into the travel insurance policy that you have before every trip, to make sure it’s suitable for you and your plans.

Purchasing a holiday using a credit card means you are often protected by Consumer Protection cover that is offered on purchases when a provider defaults and you are unable to receive your goods (or in this case, go on your holiday). This means that, in most cases, you can get your money returned to you before going on your trip.

If you have booked a holiday through a tour operator or travel agent, it may be worth checking if you are covered by ABTA (Association of British Travel Agents) or ATOL (Air Travel Organiser’s License). This type of cover means that your package holiday is protected if, for example, the travel company providing your holiday arrangements or the travel agent themselves fail financially or close down. Your travel agents will be able to tell you if your holiday is ABTA or ATOL protected. Alternatively, use the links provided to check your cover at home.
TRAVEL FAQS
There’s no greater joy than skiing with the whole family. Our family travel insurance with ski cover helps keep everyone protected.
 
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We offer travel insurance for some pre-existing medical conditions; find out whether we can provide cover for your next skiing holiday on one of our Single Trip or Backpacker policies. 
 
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Like to hit the slopes as often as you can or also planning a Summer break? Then our Annual travel insurance with ski cover could be a good option for you. You’ll be covered from the Rockies to the Alps, no matter how many times you go away in a year.
 
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We don’t just provide cover for winter sports. From trekking to selected water sports, get active on your next holiday with our Sports and Leisure travel insurance.
 
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If you’re only taking one trip to the pistes this year, our Single Trip ski insurance is perfect. Whether you’re learning a new skill or mastering a hobby, you can fly down the slopes with confidence. 
 
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From Chamonix to Val d’Isère, France is a premier destination for ski lovers. Get travel insurance for skiing in France with our European cover.  
 
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Après-ski entertainment is best enjoyed with friends. Get group travel insurance for up to 12 people, and make your next skiing holiday one to remember.
 
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Medical Solutions 24/7 GP telephone and video consultations
Medical solutions icon
Customers who have bought our travel insurance can arrange a medical consultation with a UK GP, to talk through your medical concerns, 24 hours a day, 7 days a week. Alternatively, you'll be able to speak to them face to face by booking an online video consultation*.

*For video consultations, time restrictions apply and UK Bank Holidays are excluded.
Alternative Cover Options For Pre-existing Medical Conditions

If you have a pre-existing medical condition that we are unable cover under our own policies, you may be able to obtain an alternative travel insurance policy to cover pre-existing medical conditions by contacting our partner Free Spirit.

Visit: the Free Spirit website 
or 
Call: 0800 170 7704 and quote MAG10000 (Lines are open 8am to 6pm Monday to Friday).

Free Spirit are featured in the Money and Pensions Service (MaPS) directory of specialist travel insurance providers for people with serious medical conditions. Do take time to study and compare the terms and conditions to ensure you have the cover you need. To contact the Money Advice Service for further details of the directory

Call: 0800 138 7777 (lines are open Monday to Friday, 8am to 6pm)
or
Email: traveldirectory@maps.org.uk

  
  
  
* Price based on a 30 year old travelling up to 3 days within France with no existing medical conditions.
All prices include Insurance Premium Tax (IPT).