Travel Insurance for
Sports & Leisure Activities
What is sports travel insurance?
Holidays are a great time to try new experiences, enjoy hobbies and get the adrenaline pumping. Whether you fancy a thrill-seeking bungee jump, want to gallop across the sand dunes on camel back or just take a leisurely bike ride along a coastal path, most resorts have an activity for everyone.
That being said, each activity carries its own element of unpredictability, and sometimes danger. Here at Allianz Assistance, we want to ensure that whatever tickles your fancy, you can be confident we’ve got you covered. We offer cover for lots of activities as part of your policy but, if you’re that little bit more adventurous and want to try something even riskier, we’re proud to offer our Sports and Leisure activities add on. Our travel insurance with sports cover can help keep you protected whether you’re into tennis, trekking, scuba-diving or surfing, so you can enjoy your holiday with peace of mind.
Below is some information about our insurance products, for which Terms and Conditions apply. Please visit the policy information hub for full details.
What does sports travel insurance cover?
At Allianz Assistance, we offer Single Trip, Annual and Backpacker insurance policies. On our Single Trip and Annual policies, we also offer three levels of cover: Bronze, Silver and Gold. Depending on which policy you choose, we offer cover for things like:
- *Not available with Bronze cover
- **Only available with Gold cover
- Terms and Conditions apply.
With our Single Trip, Annual and Backpacker policies, you’ll also receive cover for some sports and activities such as cycling, sailing and scuba-diving.
Depending on which sports you’re planning on taking part in, you can also purchase an extra level of extreme sports travel insurance to keep you protected. We understand that not every activity carries the same level of risk, so we offer three different levels of cover, with the higher-risk sports being covered by levels two and three.
Whether you need cycling holiday insurance, trekking insurance or cover for something more extreme, our sports travel insurance is appropriate for most travellers. For the full list of sports and activities we provide cover for, please click here.
If you’re planning any other fun activities while you’re away, then other cover options are available. Our Winter Sports and Ski insurance is separate to our sports travel insurance and could protect you against ski-specific risks such as piste closures. Meanwhile, our Golf insurance can help protect you and your clubs if they’re lost or damaged.
Frequently Asked Questions
Why do I need adventure sports cover?
Sports and leisure activities are great fun, but each activity comes with its own level of risk and unpredictability. Even if you’re only taking part in low-risk activities, things can still go wrong. For example, you could fall and twist your ankle while you’re out jogging, you could take a nasty bump while playing beach sports or you could become ill and need medical attention after scuba-diving.
The more adventurous the sport becomes, the riskier it’s perceived to be. We offer three different levels of sports holiday insurance, so you only pay for the cover you need. Whether you would like insurance to cover a cycling holiday, need travel insurance that includes watersports or you’re planning to really get the adrenaline pumping and need extreme sports insurance, there’s a level of cover that’s appropriate for most travellers.
Which sports and leisure activities are included?
Regardless of whether you’re looking to try some aerial activities, head below the surface of the water or keep your feet firmly planted on dry land, our sports travel insurance covers many of the sports and leisure activities* that most holidaymakers love, including:
- Cycling
- Sailing
- Trekking, hiking, walking or hill walking
- Motorcycling
- Scuba-diving
- Snorkelling
- Horse riding and pony trekking
- Bungee jumping
- Parachute jumping
- Hot air ballooning
- Watersports like jet-skiing, parasailing, kayaking and waterskiing
These are some of the most popular activities that people ask us about, but we also offer cover for other activities, too. For a full list of the sports and leisure activities our sports travel insurance covers, please click here.
*You’re covered for sports and leisure activities as long as you’re not taking part as a professional, racing, or taking part in a competition.
Can I get cover for any sports activities that aren't currently listed in the policy documents?
If you’re heading away and you’re planning to take part in a sport or leisure activity that you cannot see on our list, our sports travel insurance may still be able to cover you. Please phone us on 020 8603 9653 to find out.
Please be aware that, if we agree to cover you, then you may need to pay an extra premium.
Do I need additional cover to partake in winter sports?
If you’re planning to take part in winter sports like skiing, snowboarding or tobogganing, then you won’t be covered by our sports travel insurance and you should consider the additional protection that’s provided by our Winter Sports and Ski cover.
This will then protect you against risks that are unique to this type of activity, such as avalanche closures, unused ski-pack costs if you need to cancel or cut short your trip, delayed or damaged ski equipment and piste closures.
Can I get travel insurance for sports activities with a pre-existing medical condition?
We provide cover for people with pre-existing medical conditions under our Single Trip and Backpacker policies, which means you may be able to get sports travel insurance if you have a pre-existing medical condition.
Before you book your policy, it’s very important that you tell us about any pre-existing medical conditions you suffer from. This is because it’s unlikely that we will pay any claim for medical expenses, trip cancellation or cutting short a trip if it relates to a medical condition that you have not told us about.
By telling us about any pre-existing mental and physical conditions you have, we can tailor your policy to you and make sure you have the cover you need in case something doesn’t go to plan.
Sadly, if you fail to declare a condition, you won’t be covered. So, if you’re in doubt, please declare your condition.
Terms and Conditions apply.
How to ensure you have the right cover
What is an EHIC Card and what can it offer you?
Having a European Health Insurance Card (EHIC) will entitle you to the government-provided healthcare of the European Economic Area country you are visiting, lowering the medical costs you would normally expect to pay. Although this is a good addition to take on holiday, having a travel insurance policy as well could provide you with further protection and peace of mind whilst you are abroad. Our travel insurance policies can protect you against many unforeseen eventualities.
Does your bank or credit card company provide cover?
A lot of bank accounts or credit cards come with varying levels of travel insurance cover. Although some may be comprehensive and suitable for most trips, it may not cover you for everything you have planned whilst you’re away. If you have adventurous plans or unusual excursions booked for your trip, you might not be covered. Make sure you look into the travel insurance policy that you have before every trip, to make sure it’s suitable for you and your plans.
Purchasing a holiday using a credit card means you are often protected by Consumer Protection cover that is offered on purchases when a provider defaults and you are unable to receive your goods(or in this case, go on your holiday). This means that, in most cases, you can get your money returned to you before going on your trip.
Are you covered by ABTA or ATOL?
If you have booked a holiday through a tour operator or travel agent, it may be worth checking if you are covered by ABTA (Association of British Travel Agents) or ATOL (Air Travel Organiser’s License). This type of cover means that your package holiday is protected if, for example, the travel company providing your holiday arrangements or the travel agent themselves fail financially or close down. Your travel agents will be able to tell you if your holiday is ABTA or ATOL protected. Alternatively, use the links provided to check your cover at home.
Insurance types to suit your needs – however you like to travel
Backpacker
Travel Insurance
Travel Insurance
Whether you’re taking a gap year or a career break, backpacking is a great way of seeing the world. Our Backpacker insurance comes with some sports and leisure cover included, so you can scuba dive, bungee jump or hike while you explore.
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Family
Travel Insurance
Travel Insurance
Whether you’re heading for an action-packed adventure or want to keep things at a leisurely pace on your next family holiday, protect your loved ones on one policy with Family travel insurance from Allianz Assistance.
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Our Annual travel insurance includes cover for sports and activities like cycling, jet-skiing and snorkelling. Whether you’re sunning yourself on the beaches of Spain or enjoying a safari trek in Africa, our cover is appropriate for most travellers.
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Winter Sports & Ski
Travel Insurance
If you’re foregoing sandy beaches and snorkelling for snow-capped mountains and après-ski, our Winter Sports and Ski travel insurance can provide you with an appropriate level of cover for your trip.
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Single Trip
Travel Insurance
Travel Insurance
Just taking the one holiday this year? Our Single Trip policy comes with some sports and leisure activities included, so you can head out to sea on a banana boat, cycle around the coastline or try your hand at surfing.
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Other products you may be interested in
Golf
Travel Insurance
Travel Insurance
If golf is your thing, you’ve probably thought about booking a golfing holiday – or you may have one in the pipeline already. Protect your clubs and more with our Golf travel insurance.
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Business
Travel Insurance
Travel Insurance
Going away for business? Whether you’re staying in the UK or heading abroad, get your work trip covered with Business travel insurance from Allianz Assistance.
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Medical Solutions 24/7 GP telephone and video consultations
Customers who have bought our travel insurance can arrange a medical consultation with a UK GP, to talk through your medical concerns, 24 hours a day, 7 days a week. Alternatively, you'll be able to speak to them face to face by booking an online video consultation*.
*For video consultations, time restrictions apply and UK Bank Holidays are excluded.
*For video consultations, time restrictions apply and UK Bank Holidays are excluded.
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