Coronavirus (COVID-19)

We’re working really hard to keep you in the loop as much as possible in the fast-changing circumstances. 

We want to help you wherever we can during these challenging times. If you’re struggling financially as a result of Coronavirus and are worried about the payments for your policy, or if you have a policy that you don’t think you’ll need now, such as an annual travel policy, please get in touch. We’ll discuss your options with you and work out how we can provide support.

Our call centres are very busy at the moment and we are trying to answer your questions as quickly as we can. If your query is non-urgent and you are not due to travel in the next two weeks, please don’t contact us yet, so we can prioritise people in need of urgent help or who are due to travel sooner.

In the meantime, we are regularly monitoring the situation and updating our Coronavirus single trip/backpacker and annual multi-trip FAQ pages. To find out more about the impact the outbreak is having on our travel insurance policies, please check the relevant FAQ before calling or emailing us.

We’d also like to highlight that travel insurance only protects against unforeseen circumstances getting in the way of your travel plans, so any policy you buy now will have very limited insurance coverage. While the Foreign and Commonwealth Office have advised against all but essential travel indefinitely, you will not be covered under our travel insurance policies if you decide to go ahead with your trip. 

Travel Insurance for
Sports & Leisure Activities

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Holidays are a great time to try new experiences, enjoy hobbies and get the adrenaline pumping. Whether you fancy a thrill-seeking bungee jump, want to gallop across the sand dunes on camel back or just take a leisurely bike ride along a coastal path, most resorts have an activity for everyone.

That being said, each activity carries its own element of unpredictability, and sometimes danger. Here at Allianz Assistance, we want to ensure that whatever tickles your fancy, you can be confident we’ve got you covered. We offer cover for lots of activities as part of your policy but, if you’re that little bit more adventurous and want to try something even riskier, we’re proud to offer our Sports and Leisure activities add on. Our travel insurance with sports cover can help keep you protected whether you’re into tennis, trekking, scuba-diving or surfing, so you can enjoy your holiday with peace of mind.

Below is some information about our insurance products, for which Terms and Conditions apply. Please visit the policy information hub for full details.

At Allianz Assistance, we offer Single Trip, Annual and Backpacker insurance policies. On our Single Trip and Annual policies, we also offer three levels of cover: Bronze, Silver and Gold. Depending on which policy you choose, we offer cover for things like: 
  • Cancelling or curtailing your trip
  • Emergency medical and associated expenses
  • Loss of passport*
  • Delayed personal possessions
  • Lost, stolen or damaged personal possessions*
  • Loss of personal money*
  • Personal accident cover
  • Missed departures
  • Delayed departures
  • Personal liability
  • Legal expenses
  • End-supplier failure**
  • *Not available with Bronze cover
  • **Only available with Gold cover
  • Terms and Conditions apply.
     

With our Single Trip, Annual and Backpacker policies, you’ll also receive cover for some sports and activities such as cycling, sailing and scuba-diving.

Depending on which sports you’re planning on taking part in, you can also purchase an extra level of extreme sports travel insurance to keep you protected. We understand that not every activity carries the same level of risk, so we offer three different levels of cover, with the higher-risk sports being covered by levels two and three.

Whether you need cycling holiday insurance, trekking insurance or cover for something more extreme, our sports travel insurance is appropriate for most travellers. For the full list of sports and activities we provide cover for, please click here.

If you’re planning any other fun activities while you’re away, then other cover options are available. Our Winter Sports and Ski  insurance is separate to our sports travel insurance and could protect you against ski-specific risks such as piste closures. Meanwhile, our Golf insurance can help protect you and your clubs if they’re lost or damaged. 

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Sports and leisure activities are great fun, but each activity comes with its own level of risk and unpredictability. Even if you’re only taking part in low-risk activities, things can still go wrong. For example, you could fall and twist your ankle while you’re out jogging, you could take a nasty bump while playing beach sports or you could become ill and need medical attention after scuba-diving.

The more adventurous the sport becomes, the riskier it’s perceived to be. We offer three different levels of sports holiday insurance, so you only pay for the cover you need. Whether you would like insurance to cover a cycling holiday, need travel insurance that includes watersports or you’re planning to really get the adrenaline pumping and need extreme sports insurance, there’s a level of cover that’s appropriate for most travellers. 

Regardless of whether you’re looking to try some aerial activities, head below the surface of the water or keep your feet firmly planted on dry land, our sports travel insurance covers many of the sports and leisure activities* that most holidaymakers love, including:

  • Cycling
  • Sailing
  • Trekking, hiking, walking or hill walking
  • Motorcycling
  • Scuba-diving
  • Snorkelling
  • Horse riding and pony trekking
  • Bungee jumping
  • Parachute jumping
  • Hot air ballooning
  • Watersports like jet-skiing, parasailing, kayaking and waterskiing

These are some of the most popular activities that people ask us about, but we also offer cover for other activities, too. For a full list of the sports and leisure activities our sports travel insurance covers, please click here.

*You’re covered for sports and leisure activities as long as you’re not taking part as a professional, racing, or taking part in a competition. 

If you’re heading away and you’re planning to take part in a sport or leisure activity that you cannot see on our list, our sports travel insurance may still be able to cover you. Please phone us on 020 8603 9653 to find out.

Please be aware that, if we agree to cover you, then you may need to pay an extra premium.

If you’re planning to take part in winter sports like skiing, snowboarding or tobogganing, then you won’t be covered by our sports travel insurance and you should consider the additional protection that’s provided by our Winter Sports and Ski cover.

This will then protect you against risks that are unique to this type of activity, such as avalanche closures, unused ski-pack costs if you need to cancel or cut short your trip, delayed or damaged ski equipment and piste closures. 

We provide cover for people with pre-existing medical conditions under our Single Trip and Backpacker policies, which means you may be able to get sports travel insurance if you have a pre-existing medical condition.

Before you book your policy, it’s very important that you tell us about any pre-existing medical conditions you suffer from. This is because it’s unlikely that we will pay any claim for medical expenses, trip cancellation or cutting short a trip if it relates to a medical condition that you have not told us about.

By telling us about any pre-existing mental and physical conditions you have, we can tailor your policy to you and make sure you have the cover you need in case something doesn’t go to plan.

Sadly, if you fail to declare a condition, you won’t be covered. So, if you’re in doubt, please declare your condition.

Terms and Conditions apply. 

Whether you’re taking a gap year or a career break, backpacking is a great way of seeing the world. Our Backpacker insurance comes with some sports and leisure cover included, so you can scuba dive, bungee jump or hike while you explore.

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Whether you’re heading for an action-packed adventure or want to keep things at a leisurely pace on your next family holiday, protect your loved ones on one policy with Family travel insurance from Allianz Assistance.  
 
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Our Annual travel insurance includes cover for sports and activities like cycling, jet-skiing and snorkelling. Whether you’re sunning yourself on the beaches of Spain or enjoying a safari trek in Africa, our cover is appropriate for most travellers. 
 
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If you’re foregoing sandy beaches and snorkelling for snow-capped mountains and après-ski, our Winter Sports and Ski travel insurance can provide you with an appropriate level of cover for your trip.

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Just taking the one holiday this year? Our Single Trip policy comes with some sports and leisure activities included, so you can head out to sea on a banana boat, cycle around the coastline or try your hand at surfing. 
 
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If golf is your thing, you’ve probably thought about booking a golfing holiday – or you may have one in the pipeline already. Protect your clubs and more with our Golf travel insurance.

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Going away for business? Whether you’re staying in the UK or heading abroad, get your work trip covered with Business travel insurance from Allianz Assistance. 

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