When you reach retirement, the world’s your oyster and it’s time to fulfil all your dreams of cruising around the world or jetting off to sunny climes. But the older you get, the more important it becomes for you to take out a travel insurance policy for seniors that’s suited to your needs. At Allianz Assistance, we offer a range of travel insurance policies for some over 70s, so you can travel with confidence. Our Single Trip and Annual travel insurance policies are designed to cover people aged 75 and under, however if you are above the age of 75 visit our FAQs page for helpful advice on getting travel insurance.

Below is some more information about our products, for which Terms and Conditions apply. Please visit the policy information hub for full details.
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Our Single Trip and Annual travel insurance policies both offer different levels of cover, so you can choose the policy that’s best suited to you.

It is important to note that you will not be covered for pre-existing medical conditions at the present time. We have paused this offering from the 5th May 2021, while we make some improvements to our online booking process. However, please browse our offerings in the future, as we will be reintroducing cover for pre-existing medical conditions once the updates are complete.

When you choose our Bronze level of cover as part of our Single Trip or Annual insurance policies, you’re insured for: 

  • Cancelling or cutting short your trip, including pre-paid travel and accommodation expenses.
  • Emergency medical expenses such as hospital fees, repatriation (returning you home), inpatient benefit, funeral costs and dental costs if taken ill or injured during your trip.
  • Delayed personal possessions, including the cost to replace essential items temporarily lost by the transport provider on your outward trip.
  • Personal accident cover to compensate you, if you have a more severe accident during your trip.
  • Missed departures, including extra transport and accommodation costs to continue your trip if you miss your outward or return transport.
  • Delayed departures, including a benefit after a major delay to the outward or the return transport at the departure point, or the costs to abandon your trip before you leave the outward departure point.
  • Personal liability cover for damages or injuries you cause to a person or their property.
  • Legal expenses such as legal costs and representation to claim compensation from a third party responsible for your death, injuries or illness.
If you upgrade to the Silver or Gold levels of cover, you're also insured for: 
  • Loss of passport, including the costs to get temporary documents on your trip and a refund of the value of the period remaining on the lost passport.
  • Personal possessions cover for if your items are lost, stolen or damaged.
  • Personal money, including cash, traveller’s cheques and travel tickets that have been lost, stolen or damaged.

In addition, if you buy our Gold cover, you’ll have some further enhanced benefit levels, as well as insurance for the financial failure of the
end-supplier of your travel arrangements.

Each policy has a different benefit limit, so please read your insurance documentation thoroughly. There are exclusions that apply to our policies overall, and specific exclusions that apply to certain sections of our policies, therefore it’s important that you understand these and know exactly what you’re covered for. You should also remember that your policy will have an excess amount you’ll need to pay if you make a claim.

Many bank accounts and credit cards come with some level of travel insurance cover. While some may be comprehensive, they may not cover you for everything you have planned whilst you’re away, particularly if you have adventurous plans or unusual excursions booked. 

Make sure you look into the travel insurance policy that you have before every trip, to make sure it’s suitable for you and your plans.

Purchasing a holiday using a credit card means you are often protected by Consumer Protection cover. In most cases, it allows you to get your money returned to you if your provider defaults and you cannot travel.

If you have booked a holiday through a tour operator or travel agent, it may be worth checking if you are covered by ABTA (Association of British Travel Agents) or ATOL (Air Travel Organiser’s License). This type of cover means that your package holiday is protected if, for example, the travel company providing your holiday arrangements or the travel agent themselves fail financially or close down.

Your travel agents will be able to tell you if your holiday is ABTA or ATOL protected. Alternatively, use the links provided to check your cover at home.

Having a European Health Insurance Card (EHIC) or Global Health Insurance Card (GHIC) will entitle you to the government-provided healthcare of the European Union country you are visiting and lowering the medical costs you would normally expect to pay. Although this is a good addition to take on holiday, it should not be seen as a replacement for travel insurance which could provide you with further protection and peace of mind whilst you are abroad. Our travel insurance policies can protect you against many unforeseen eventualities.
Whether you’re holidaying in the UK, Europe or somewhere else in the world, our Single Trip travel insurance for seniors offers protection whilst you’re away.
Heading on holiday as a group? Save time by taking out a Group travel insurance policy, which offers cover for your travelling party.
Planning several trips this year? Cover them all with one affordable policy. Our Annual Multi-Trip cover can save you time and money.
Many sports and leisure activities are covered on our standard travel insurance policies at no additional premium. From 5th May 2021 we will not be able to provide cover while you take part in riskier Category 2 and Category 3 sports and leisure activities like kite surfing or rugby. This is only a temporary measure while we make improvements to the booking engine of our website. Please keep an eye on the Allianz Assistance website in the future so you are aware when we are able to offer these additional covers again.
From 5th May 2021, while we can still cover you under the standard sections ofr our travel insurance policies while on a Golf holiday, we will not be able to offer the additional cover previously provided by the Golf optional extra section. This is only a temporary measure while we make improvements to our website. Please keep an eye on the Allianz Assistance website in the future so you are aware when we are able to offer this additional cover again.
From 5th May 2021, we will not be able to provide travel insurance policies that cover people's pre-existing medical conditions. This is only a temporary measure while we make improvements to our online booking process. Please keep an eye on the Allianz Assistance website in the future so you are aware when we are able to offer this additional cover again.
From 5th May 2021, while we can still cover you under the standard sections of our travel insurance policies while on a cruise holiday, we will not be able to offer the additional cover previously provided by the Cruise travel optional extra section. This is only a temporary measure while we make improvements to the booking engine of our website. Please keep an eye on the Allianz Assistance website in the future so you are aware when we are able to offer this additional cover again.
Medical solutions icon
HealthHero 24/7 GP telephone and video consultations
Medical solutions icon
Our travel insurance policies provide you access to HealthHero – a 24/7 GP telephone and video consultation service* – which connects you with a UK GP to provide the reassurance and professional medical advice you need while you’re travelling abroad.
 
*For video consultations, time restrictions apply and UK Bank Holidays are excluded.
Alternative Cover Options For Pre-existing Medical Conditions

If you have a pre-existing medical condition that we are unable cover under our own policies, you may be able to obtain an alternative travel insurance policy through one of the providers featured in the MoneyHelper directory of specialist travel insurance providers for people with serious medical conditions. Do take time to study and compare the terms and conditions to ensure you have the cover you need. To contact the Money Advice Service for further details of the directory

Call: 0800 138 7777 (lines are open Monday to Friday, 8am to 6pm)
or
Email: traveldirectory@maps.org.uk