Our Single Trip and Annual travel insurance policies both offer different levels of cover, so you can choose the policy that’s best suited to you.
If you’re searching for holiday insurance for the over 65s and you have pre-existing medical conditions that you need to declare, a Single Trip travel insurance policy is best suited to your needs. This is because our Annual travel insurance for over 65s does not include these conditions. You can get a travel insurance quote today to see whether we can cover your pre-existing medical condition.
When you choose our Bronze level of cover as part of our Single Trip or Annual insurance policies, you’re insured for:
In addition, if you buy our Gold cover, you’ll have some further enhanced benefit levels, as well as insurance for the financial failure of the
end-supplier of your travel arrangements.
Each policy has a different benefit limit, so please read your insurance documentation thoroughly. There are exclusions that apply to our policies overall, and specific exclusions that apply to certain sections of our policies, so it’s important that you understand these and know exactly what you’re covered for. You should also remember that your policy will have an excess amount you’ll need to pay if you make a claim.
In addition, you can also buy an add-on for your policy, such as Cruise travel insurance for over 65s. This protects you against cabin confinement, missed excursions, changes of port stops and cruise interruption. We also offer Golf cover, so you can be insured against a loss of green fees and delayed golf equipment.
Yes, both our Single Trip and Annual travel insurance policies are only available to those aged 75 and under. Our Backpacker policy is only available to people aged 35 and under, so sadly it doesn’t cover senior citizens.
If you’re over the age of 75 then there’s no need to panic. You may still find a specialist insurer who can handle your seniors travel insurance policy. Visit our FAQs page for helpful advice on getting travel insurance if you’re older than our maximum age limit.
Whether you take out a Single Trip or Annual travel insurance policy with Allianz Assistance, you can get telephone or video consultations with a UK GP, wherever you are and whatever the time.
If you’re travelling within Europe, then you can get a private prescription for your medication while you’re away. Your prescription can be authorised electronically, and the medication can be sent to you. Please note that you will have to pay for the cost of the medication and the cost of the delivery. The policy also excludes the cost of any medication that you were prescribed before you travelled.
If you’re going on a cruise, you should take out cruise holiday insurance for senior citizens. These policies cover hazards that are unique to cruises, like missing a port or cabin confinement.
Cruising the world is a lifelong ambition for many of us, and retirement is the perfect time to set sail. Whether you’re looking to cruise around the Mediterranean, hop around the Caribbean islands or explore the Far East, you can with our add-on Cruise cover. With our cruise insurance for the over 65s, you can relax and watch the world go by, knowing you’re covered.
A lot of bank accounts or credit cards come with varying levels of travel insurance cover. Although some may be comprehensive and suitable for most trips, they may not cover you for everything you have planned whilst you’re away. If you have adventurous plans or unusual excursions booked for your trip, you might not be covered. Make sure you look into the travel insurance policy that you have before every trip, to make sure it’s suitable for you and your plans.
Purchasing a holiday using a credit card means you are often protected by Consumer Protection cover that is offered on purchases when a provider defaults and you are unable to receive your goods (or in this case, go on your holiday). This means that, in most cases, you can get your money returned to you before going on your trip.
If you have a pre-existing medical condition that we are unable cover under our own policies, you may be able to obtain an alternative travel insurance policy to cover pre-existing medical conditions by contacting our partner Free Spirit.
Visit: the Free Spirit website
or
Call: 0800 170 7704 and quote MAG10000 (Lines are open 8am to 6pm Monday to Friday).
Free Spirit are featured in the Money and Pensions Service (MaPS) directory of specialist travel insurance providers for people with serious medical conditions. Do take time to study and compare the terms and conditions to ensure you have the cover you need. To contact the Money Advice Service for further details of the directory
Call: 0800 138 7777 (lines are open Monday to Friday, 8am to 6pm)
or
Email: traveldirectory@maps.org.uk