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Travel Insurance for Seniors
Why do I need Seniors Travel Insurance?
When you reach retirement, the world’s your oyster and it’s time to fulfil all your dreams of cruising around the world or jetting off to sunny climes. But the older you get, the more important it becomes for you to take out a travel insurance policy for seniors that’s suited to your needs. At Allianz Assistance, we offer a range of travel insurance policies for some over 70s, so you can travel with confidence. Our Single Trip and Annual travel insurance policies are designed to cover people aged 75 and under, however if you are above the age of 75 visit our FAQs page for helpful advice on getting travel insurance.
Below is some more information about our products, for which Terms and Conditions apply. Please visit the policy information hub for full details.
Below is some more information about our products, for which Terms and Conditions apply. Please visit the policy information hub for full details.
What does our Seniors travel insurance cover?
Our Single Trip and Annual travel insurance policies both offer different levels of cover, so you can choose the policy that’s best suited to you.
It is important to note that you will not be covered for pre-existing medical conditions at the present time. We have paused this offering from the 5th May 2021, while we make some improvements to our online booking process. However, please browse our offerings in the future, as we will be reintroducing cover for pre-existing medical conditions once the updates are complete.
When you choose our Bronze level of cover as part of our Single Trip or Annual insurance policies, you’re insured for:
If you upgrade to the Silver or Gold levels of cover, you're also insured for:
In addition, if you buy our Gold cover, you’ll have some further enhanced benefit levels, as well as insurance for the financial failure of the
end-supplier of your travel arrangements.
Each policy has a different benefit limit, so please read your insurance documentation thoroughly. There are exclusions that apply to our policies overall, and specific exclusions that apply to certain sections of our policies, therefore it’s important that you understand these and know exactly what you’re covered for. You should also remember that your policy will have an excess amount you’ll need to pay if you make a claim.
Frequently Asked Questions
Yes, our Single Trip travel insurance policies are only available to those aged 80 and under and our Annual travel insurance policies to those aged 65 and under. Our Backpacker policy is only available to people aged 50 and under, so sadly it doesn’t cover senior citizens.
If you’re over these maximum ages then there’s no need to panic. You may still find a specialist insurer who can handle your seniors travel insurance policy. Visit our FAQs page for helpful advice on getting travel insurance if you’re older than our maximum age limit.
Whether you take out a Single Trip or Annual travel insurance policy with Allianz Assistance, you can get telephone or video consultations with a UK GP, wherever you are and whatever the time.
If you’re travelling within Europe, then you can get a private prescription for your medication while you’re away. Your prescription can be authorised electronically, and the medication can be sent to you. Please note that you will have to pay for the cost of the medication and the cost of the delivery. The policy also excludes the cost of any medication that you were prescribed before you travelled.
From 5th May 2021, while we can still cover you under the standard sections or our travel insurance policies while on a cruise holiday, will not be able to offer the additional cover previously provided by the Cruise travel optional extra section. This is only a temporary measure while we make improvements to the booking engine of our website. Please keep an eye on the Allianz Assistance website in the future so you are aware when we are able to offer this additional cover again. Policies purchased before 5th May 2021 aren't affected and your cover won't change.
Cruising the world is a lifelong ambition for many of us, and retirement is the perfect time to set sail. Whether you’re looking to cruise around the Mediterranean, hop around the Caribbean islands or explore the Far East, very shortly you'll be able to do so with our add-on Cruise cover. With our cruise insurance for the over 65s, you can relax and watch the world go by, knowing you’ve got that extra covered.
Terms and conditions apply.
How to ensure you have the right cover
Choose the cover that’s right for you with Allianz Assistance
HealthHero 24/7 GP telephone and video consultations
Our travel insurance policies provide you access to HealthHero – a 24/7 GP telephone and video consultation service* – which connects you with a UK GP to provide the reassurance and professional medical advice you need while you’re travelling abroad.
*For video consultations, time restrictions apply and UK Bank Holidays are excluded.
Alternative Cover Options For Pre-existing Medical Conditions
If you have a pre-existing medical condition that we are unable cover under our own policies, you may be able to obtain an alternative travel insurance policy through one of the providers featured in the MoneyHelper directory of specialist travel insurance providers for people with serious medical conditions. Do take time to study and compare the terms and conditions to ensure you have the cover you need. To contact the Money Advice Service for further details of the directory
Call: 0800 138 7777 (lines are open Monday to Friday, 8am to 6pm)
or
Email: traveldirectory@maps.org.uk
Products
