Many bank accounts and credit cards come with some level of travel insurance cover. While some may be comprehensive, they may not cover you for everything you have planned whilst you’re away, particularly if you have adventurous plans or unusual excursions booked. For example, you might not be covered for emergency medical costs you could incur if you have na accident or need medical treatment.
Make sure you look into the travel insurance policy that you have before every trip, to make sure it’s suitable for you and your plans.
Purchasing a holiday using a credit card means you are often protected by Consumer Protection cover. In most cases, it allows you to get your money returned to you if your provider defaults and you cannot travel.