Travel Insurance for Iceland

If you’re looking for a destination that allows you to be surrounded by stunning glaciers and breath taking natural views, then Iceland could be the place for you. Although Iceland is a relatively small country, it has a huge impact on the people that travel there due to its unique landscapes and wide range of activities that are available to both locals and tourists.

You can go to Iceland for a long weekend and have a jam-packed adventurous holiday. However, if you have the time to travel to Iceland for longer, you can embark on Iceland’s famous road trip and drive around the country’s ring road in roughly 6 days. Both short and longer trips are suitable to explore Iceland and be immersed in all the country has to offer.

There is a huge range of tourist attractions in Iceland. You can explore the natural wonders of the country by joining a volcano or glacier tour, or soak in the relaxing waters of the blue lagoon. Depending on the time of year and the weather conditions, you may be lucky enough to catch a glimpse of the Northern Lights during a guided tour or on a clear night. Between the months of September-April, the Aurora Borealis is most likely to dance across the sky above.

Iceland is unusual because the daylight hours vary so much, this is due to the country being close to the North Pole. Depending on the time of year, you can get between 5 and 21 hours of sunlight. So, consider what you are going to Iceland to do and see, as if you want to view the mountainous skyline you might want more daylight hours. Alternatively, if hunting the Northern Lights is your main driver for travelling to Iceland, more darkness might be just what you need!

Iceland’s official language is Icelandic. But, almost every Icelander speaks fluent English as it is taught as a second language in schools. Before your trip, be sure to convert your currency into Icelandic krona.

Whatever you decide to do during your visit to Iceland, it is important that you get your travel insurance for Iceland to help protect yourself against many unforeseen eventualities.

Below is some information on our products, for which Terms and Conditions apply. Please visit the policy information hub for full details. 

Travel Insurance for Iceland isn’t a legal requirement, but it should still be viewed as essential for your trip. Most trips to Iceland are trouble free, however, it is important to be prepared should the worst happen. If you do have a serious accident, call 112 and the emergency services will help you. You may have to pay at the healthcare facility that you visit for your care, then your insurance will reimburse you any costs.

Iceland is both volcanically and seismically active and is prone to having changeable, turbulent weather. It’s worth checking the situation ahead of your visit, so that you can best prepare for your time there and be aware of any potential changes to your trip and plans. Visit the Foreign and Commonwealth Office website for the latest travel advice and the Icelandic Met Office website to check the forecasts to help prepare and keep safe during your travels. 

Our Single Trip, Annual Trip, and Backpacker policies are designed to help protect you when you visit Iceland on holiday. Across our Single trip and Annual policies, we also offer three levels of cover: Bronze, Silver and Gold. Depending on the level of cover you choose, you’ll be protected against:
  • Cancelling or curtailing your trip
  • Emergency medical and associated expenses
  • Loss of passport*
  • Delayed personal possessions
  • Lost, stolen or damaged personal possessions*
  • Loss of personal money*
  • Personal accident cover
  • Missed departures
  • Delayed departures
  • Personal liability
  • Legal expenses
  • End-supplier failure**
  • *Not available with Bronze cover
  • **Only available with Gold cover
  • Terms and Conditions apply.
We also have a number of add-ons that you can purchase for your trip that will provide you with additional cover. For example, if you are visiting Iceland as a part of a cruise, then our Cruise Cover can help to protect you against cruise-specific risks like cabin confinement and itinerary changes. 
While Iceland isn’t a part of the European Union, it is a part of the European Economic Area (EEA), which enables the country to be covered by European Travel Insurance policies. 

Taking out travel insurance before your trip to Iceland isn’t a legal requirement. However, travel insurance can help protect you against many unforeseen eventualities.

In preparation for your trip you should also get an EHIC card, which will give you access to healthcare provided by the Icelandic Government.

In short, no. You do not need a visa unless you are staying in Iceland for more than 3 months. Just a passport that is valid for travel on both the outbound and inbound journeys.
Backpacking is a great way to see a country from a different perspective. If you are aged 35 and under and plan on travelling to Iceland as a single trip or part of a bigger world adventure, our Backpacker Insurance could help protect you during the trip of a lifetime.

Like many people who visit Iceland, it is popular to take part in hikes, treks, and walking tours. If you are planning to embark on an adventure in Iceland, this additional cover could help to protect you.
This policy is designed for frequent travellers and can cover you and your family for a multitude of holidays. From romantic city breaks to fun-filled beach holidays, and more.
If you have a pre-existing medical condition, you might be concerned about your upcoming trip to Iceland. Why not get a quote today to see if our additional cover is right for you.
If you’re only planning on going away on holiday or for an extended trip once this year, then our Single Trip policy is perfect for you. It can help to protect you for up to 180 days at any one time.

Worldwide Travel Insurance can cover you from the cities of America to the beaches of Thailand. If you’re travelling the world, our worldwide travel insurance can help protect you if things don’t go quite to plan.

Travelling to Iceland in a group? Our group travel insurance provides cover for up to 12 travelling companions going on a trip together. This can cover groups of friends as well as family going on holiday together.