Travel Insurance for The Dominican Republic

A lot of tourists dream of experiencing paradise during their trips abroad. The Dominican Republic gives you just that. The most popular Caribbean Island to visit, The Dominican Republic offers you all of the white sand beaches, exotic wildlife and vibrant culture that you could wish for on your trip.

There is a world of adventure and opportunity awaiting you in The Dominican Republic. Other than laying on a beautiful white sand beach all day long, there is so much to do and see whilst visiting this unique destination. Discover all the country has to offer through its rainforest, savannah and highlands. In terms of activities, you may be surprised at how much there is to do when visiting The Dominican Republic. From the stunning National Parks to the luxurious casinos, to horse-back riding on the beach and learning how to surf. The possibilities are endless here.

Another thing that draws people to The Dominican Republic is the locals, culture and food. When you travel abroad you can really get involved with the culture and traditions, learning more about the country as you travel. Local Dominicans love to dance, enjoy delicious seafood and play golf together in Punta Cana.

The official language in The Dominican Republic is Spanish, with different dialects used across the country. English is commonly taught in schools, but it is likely that you will meet locals who do not speak it. Before you travel, consider learning some useful words and phrases in Spanish to help you communicate with the locals. Also, don’t forget to change your currency to Dominican peso.

No matter your plans whilst you are visiting The Dominican Republic, it is important that you take out travel insurance to protect yourself against many unforeseen eventualities.

Below is some information about our products, for which Terms & Conditions apply. Please visit the policy information hub for full details. 

Although the purchase of travel insurance isn’t a legal requirement before you go on holiday, it should still be viewed as essential when you are travelling. It is important to be as prepared as possible should anything unexpected happen during your trip.

Thousands of tourists visit The Dominican Republic from the UK each year, most visits are trouble-free, but there have been incidents of criminal activity and violent acts. Be sure to be safe whilst visiting the country. There have been armed robberies in the country on roads close to the border with Haiti, you should be careful when driving as the driving standards can differ from those within the UK.

The Dominican Republic can see adverse weather conditions during certain times of the year. The hurricane season normally runs from June to November. Be sure to monitor local and international weather updates before and throughout the duration of your trip so that you can better prepare for your time in the country.

Cases of chikungunya virus and dengue fever have been confirmed in the country. Take precautions to avoid being bitten by mosquitoes. To find out more information and advice on travelling to the Dominican Republic, visit

Our  Single Trip, Annual Trip, and Backpacker policies are designed to help protect you when you visit The Dominican Republic on holiday. Across our Single Trip and Annual policies, we also offer three levels of cover: Bronze, Silver and Gold. Depending on the level of cover you choose, you’ll be protected against:



  • Cancelling or curtailing your trip
  • Delayed personal possessions
  • Lost, stolen or damaged personal possessions*
  • Loss of personal money*
  • Emergency medical and associated expenses
  • Loss of passport*
  • Personal accident cover
  • Missed departures
  • Delayed departures
  • Personal liability
  • Legal expenses
  • End-supplier failure**
We also have a number of add-ons that you can purchase for your trip that will provide you with additional cover. For example, if you are visiting The Dominican Republic as a part of a cruise, then our Cruise Cover can help to protect you against cruise-specific risks like cabin confinement and itinerary changes. Furthermore, if you are looking to do more adventurous activities during your trip, our Sports and Leisure cover could give you more peace of mind during your excursions. 

The Dominican Republic does not offer free healthcare to tourists. Medical treatment can be expensive. Although the healthcare in public hospitals is more affordable than private hospitals, it is worth remembering that the standard of medical care on offer can be considered below Western standards.

Some parts of the country have better healthcare facilities than others. The Dominican Republic do have emergency services, but they are not always reliable. Often, utilising a taxi service to get you to medical facilities if you need them can be a better option.

The medical facilities across the Dominican Republic are improving, and on a whole, the country’s offering is better than other islands and nations in the Caribbean. 

Yes, the Dominican Republic is a Caribbean Island and is therefore covered under the Worldwide including USA, Canada and the Caribbean on our annual travel insurance policy.

For cover on our Single Trip and Backpacker policy you should select the Dominican Republic as your chosen destination. 

The summer months are taken over by the rainy season in most regions of The Dominican Republic. The best time to visit the country is between the months of December-April. This is when the weather is most suitable for holiday goers.

If you are planning on visiting the north of the country, it is best to visit between February and April. 

If you are on a bigger adventure and The Dominican Republic is part of a worldwide travel journey, our Backpacker policy could be suitable for you. This policy is suitable for those that are aged 35 and under and plan on travelling to The Dominican Republic as a single trip or part of a bigger world adventure. 
There are plenty of activities to get involved in when on holiday in The Dominican Republic. If you are planning to embark on an adventure, this additional cover could help to protect you.
This policy is designed for frequent travellers and can cover you and your family for a multitude of holidays. From romantic city breaks to fun-filled beach holidays, and more. 
If you have a pre-existing medical condition, you might be concerned about your upcoming trip to The Dominican Republic. Why not get a quote today to see if our additional cover is right for you. 
If you’re only planning on going away on holiday or for an extended trip once this year, then our Single Trip policy is perfect for you. It can help to protect you for up to 180 days at any one time.

Worldwide Travel Insurance can cover you from the cities of America to the beaches of Thailand. If you’re travelling the world, our worldwide travel insurance can help protect you if things don’t go quite to plan. 
Travelling to The Dominican Republic in a group? Our group travel insurance provides cover for up to 12 travelling companions going on a trip together. This can cover groups of friends as well as family going on holiday together.