Your baggage is covered in the ‘personal possessions’ section of your travel insurance policy.
Most of our policies include cover against loss, theft or damage to personal possessions up to a specified limit, as stated in your summary of cover. Some policies also include cover against delayed arrival of your personal possessions.
However, some policies do not include personal possessions cover, and in all cases, conditions and exclusions apply. Therefore it is essential that you read your policy document
thoroughly to ensure you have the appropriate cover for your needs.