We have temporarily stopped providing travel insurance policies whilst we upgrade our offers. If you purchased a Backpacker policy before June 25, 2025 or a Single Trip or Annual Multi Trip policy before the September 25 , 2025 then you will be covered until the policy’s expiration.
Annual Multi Trip Travel Insurance
What is annual multi trip travel insurance?
You can travel stress-free with our Annual travel insurance. We cover big family holidays, city breaks, long weekends and even those pesky last-minute work trips. With Annual travel insurance, you'll save time and money.
Our one year travel insurance is designed specifically with frequent travellers in mind. With our multi-trip travel insurance, there's no need to buy separate insurance each time you travel, and you'll be covered for every trip you take during the year. We can provide worldwide travel cover protecting you across the globe or more regional cover if you're heading to Europe, the USA, Australia, staying in the UK or anywhere else. Below is some more information about our products, for which Terms and Conditions apply. Please visit the policy information hub for full details.
How annual multi trip holiday insurance works
With yearly travel insurance from Allianz Assistance, you can choose the level of cover that's right for you. Our annual multi-trip insurance is designed for frequent travellers, so you'll be covered for as many trips as you like, up to 31 days maximum over a 12-month period.
You can buy cover for European or worldwide travel cover (either including or excluding the USA and Canada), depending on your plans. Plus, if you have some fun activities lined up, you can add winter sport and ski cover at the same time.
When you take out one of our annual holiday insurance policies, you have the choice to get covered straight away or delay your start date by up to 31 days. Plus you don't need to tell us when you're going away, so there's one less thing to worry about.
With our annual travel insurance, you only pay once for 12 months' cover and you're then protected for all your holidays. Plus, the more times you travel, the greater the savings become. Just make sure you buy your annual travel insurance policy as soon as you book your first holiday, so you'll be protected right away.
What does Annual Multi Trip Travel Insurance Cover?
Annual multi-trip travel insurance policies protect you for medical cover if you become poorly or injured while you're away. We can also help cover emergency medical expenses (including repatriation back to the UK), personal accident and personal liability cover. Plus you'll get 24-hour access to a GP consultation service.
Our yearly holiday insurance can also help protect you should you need to cancel or cut short your trip, support for missed or delayed departures as well as lost, damaged or stolen personal possessions. With an annual multi trip policy, you are protected for all your trips throughout the year, subject to a maximum trip duration, which includes trips in the UK or abroad.
The table below shows what is covered and the limits for each section of the annual travel insurance policy for our Bronze, Silver and Gold annual multi trip cover levels.
For full details about our annual cover plans, please see the wording in the Policy Information Hub.
Silver
Gold
Bronze
Delayed Departure
Cover if your departure is delayed by more than 12 hours. Benefits apply after the first 12 hours delay and additional benefits apply after each extra delay of 12 hours. Your policy will specify the maximum payable. The circumstances covered are listed in the Policy Document. Alternatively, you may receive up to the amount specified in your policy, if you chose to abandon your journey or cancel your holiday after a 24 hour delay.
£250
£300
£100
Personal Possessions
You are covered for up to your policy limits if your personal possessions are damaged, lost or stolen on your journey. Your policy will state the maximum amount you can claim for a single article, as well as the total amount you can claim for all your valuables. A deduction may be made for wear, tear and loss of value.
£1,500
£2,000
Frequently Asked Questions
Jet-off on holiday abroad or within the UK whenever you like with our Annual travel insurance, in the knowledge that you're covered for unlimited trips lasting up to 31 days (over a 12-month period). There's no obligation to tell us when you're going away either, so you can pack your bags knowing you're already covered. Our annual multi-trip policies vary depending on your needs, but each one offers differing levels of cancellation cover, delayed departure cover, medical expenses cover and more.
You can choose the area of cover that's most appropriate for your travel plans, from Europe-only to worldwide annual cover. You can also choose a level of cover that suits you: Bronze, Silver or Gold.
If you're planning more than one holiday this year, you can save money by taking out one Annual travel insurance policy, rather than buying multiple Single Trip policies. Our yearly travel insurance will save you time too, because you'll be covered all year – no matter how many holidays you take.
Our Bronze, Silver and Gold levels of cover allow you to choose an option to suit your requirements. Once you've found the right policy, you can either be covered straight away or – if you don't need your cancellation cover to start immediately – you can defer your start date by up to 31 days. Get a travel insurance quote today to see exactly how much your policy will cost.
If you're taking more than one trip this year, then our Annual multi-trip travel insurance could be a great choice for you. Remember, the more holidays you take, the more you save. If you're taking several trips in Europe, then you can take out a policy that will cover you for European destinations. If you're travelling further afield, our Worldwide Travel Insurance will have you covered.
Plus, we offer discounts for families on your yearly holiday insurance. If you've got fun activities planned, you can add Winter Sports and Ski insurance to your travel insurance policy. We even offer Annual travel insurance, so you can be covered all year round.
Whether you're taking family holidays, heading away for the odd long weekend or booking last minute trips, you could save money by being covered every time you take off with our Annual travel insurance.
While an annual travel insurance policy might cost more than single trip insurance, it can work out more cost effective over the year if you plan to take multiple trips. You can take as many trips as you like during the year, up to a maximum duration, and the cost for your annual policy covers you for all your trips.
If you have any pre-existing medical conditions to declare, you will not be eligible to purchase an Annual multi-trip travel insurance policy.
Usually we'd consider cover for pre-existing medical conditions under our Single Trip and Backpacker policies. However since we are making improvements to the booking engine of our website, we are temporarily unable to offer travel insurance policies to cover people's pre-existing medical conditions. We are planning to reintroduce our offer and also extend this to Annual travel insurance in the near future, once the update is complete.
You may be able to obtain an alternative travel insurance policy through one of the providers featured in the MoneyHelper directory of specialist travel insurance providers for people with serious medical conditions.
Terms and conditions apply.
HealthHero 24/7 GP telephone and video consultations
Our travel insurance policies provide you access to HealthHero – a 24/7 GP telephone and video consultation service* – which connects you with a UK GP to provide the reassurance and professional medical advice you need while you’re travelling abroad.
*For video consultations, time restrictions apply and UK Bank Holidays are excluded.
Additional cover for Annual Multi-Trip Travel Insurance
Annual multi-trip travel insurance for popular destinations
Travel guides and advice
Read our latest news and articles for different types of trip away.
Understanding our claims process
Join us today
Get a quote online
Get protected with travel insurance online in as little as 3 minutes.
Speak with our team
Our team are available to help Monday to Friday from 9am to 5pm.
Alternative Cover Options For Pre-existing Medical Conditions
If you have a pre-existing medical condition that we are unable cover under our own policies, you may be able to obtain an alternative travel insurance policy through one of the providers featured in the MoneyHelper directory of specialist travel insurance providers for people with serious medical conditions. Do take time to study and compare the terms and conditions to ensure you have the cover you need. To contact the Money Advice Service for further details of the directory
Call: 0800 138 7777 (lines are open Monday to Friday, 9am to 5pm)
or
Email: [email protected]
Products
