Couples Travel Insurance

  • Unilimited access to HealthHero - our 24/7 video or telephone GP helpline based in the UK.*
  • Up to £10m emergency medical expenses protection on Gold cover.
  • Up to £5,000 cancellation and curtailment on Gold cover.
  • Up to £2,000 personal possesions cover to help in cases of lost, stolen, damaged or destroyed luggage.
  • Over 25,000 UK travellers protected for their holidays in 2022.


Wherever you choose to take your next journey, being able to explore new places with those most special to you is one of the best things about travelling.

So whether that’s a romantic long weekend in one of Europe’s fantastic city break destinations or a once in a lifetime luxury holiday in the Maldives, couples travel insurance provides the protection you both need so long as you live together at the same address.

With both of you on the same policy it can cover you for unforeseen issues that may arise during your trip. Before you travel, you can be covered for cancellations or delays; during your stay we can protect you should you fall ill and need medical assistance, we can also provide support if your belongings are lost or stolen, and should you need to cut your holiday short we can help you too. 

Our Couples Travel Insurance policies can be purchased on our Single Trip and Annual plans. Within these policies, we also provide three different levels of cover: Bronze, Silver and Gold.

Depending on which joint holiday insurance policy you choose, you'll be covered for:

  • Cancelling or cutting short your trip
  • Emergency medical and associated expenses
  • Loss of passport*
  • Delayed personal possessions
  • Lost, stolen or damaged personal possessions*
  • Loss of money*
  • Personal accident cover
  • Missed departures
  • Delayed departures
  • Personal liability
  • Legal expenses
  • End-supplier failure**

*Not available with Bronze level cover.

**Only available with Gold level cover.

Terms and Conditions apply. 

  • Medical Expenses: Up to £5,000,000
  • Personal liability: Up to £1,500,000
  • Cancellation or Curtailment: Up to £2,500
  • Personal Possessions: Up to £1,500
Terms and Conditions apply.
Most comprehensive
  • Medical Expenses: Up to £10,000,000
  • Personal liability: Up to £2,000,000
  • Cancellation or Curtailment: Up to £5,000
  • Personal Possessions: Up to £2,000
Terms and Conditions apply.
  • Medical Expenses: Up to £2,000,000
  • Personal liability: Up to £1,000,000
  • Cancellation or Curtailment: Up to £1,000

X    Personal Possessions:
       No cover

Terms and Conditions apply.

Many bank accounts and credit cards come with some level of travel insurance cover. While some may be comprehensive, they may not cover you for everything you have planned whilst you’re away, particularly if you have adventurous plans or unusual excursions booked. 

Make sure you look into the travel insurance policy that you have before every trip, to make sure it’s suitable for you and your plans.

Purchasing a holiday using a credit card means you are often protected by Consumer Protection cover. In most cases, it allows you to get your money returned to you if your provider defaults and you cannot travel.

If you have booked a holiday through a tour operator or travel agent, it may be worth checking if you are covered by ABTA (Association of British Travel Agents) or ATOL (Air Travel Organiser’s License). This type of cover means that your package holiday is protected if, for example, the travel company providing your holiday arrangements or the travel agent themselves fail financially or close down.

Your travel agents will be able to tell you if your holiday is ABTA or ATOL protected. Alternatively, use the links provided to check your cover at home.

Having a European Health Insurance Card (EHIC) or Global Health Insurance Card (GHIC) will entitle you to the government-provided healthcare of the European Union country you are visiting and lowering the medical costs you would normally expect to pay. Although this is a good addition to take on holiday, it should not be seen as a replacement for travel insurance which could provide you with further protection and peace of mind whilst you are abroad. Our travel insurance policies can protect you against many unforeseen eventualities.
Planning on taking more than one holiday this year? Our Annual couples travel insurance policy could be a great fit when you're traveling together. You're covered for an unlimited number of trips for a 12-month period, so you can jet off whenever you like.
Whether you're taking a romantic city break to Paris or heading away on a couples beach holiday, our Single Trip couples travel insurance is great for those one-off trips.
Backpacking is a great way to fuel your sense of discovery. Our Backpacker Insurance helps take the stress out of travelling, so you can see the places you've always dreamed of.
Hit the slopes with confidence, whether it's your first or fiftieth time on the piste, with our couples ski insurance.
From 5th May 2021, we will temporarily be unable to offer travel insurance policies to cover Car Hire Excess. This is only for the short term, while we make improvements to our online booking process. Please keep an eye on the Allianz Assistance website in the future so you are aware when we are able to offer this additional cover again.

Many sports and leisure activities are covered on our standard travel insurance policies at no additional premium. From 5th May 2021 we will not be able to provide cover while you take part in riskier Category 2 and Category 3 sports and leisure activities like kite surfing or rugby. This is only a temporary measure while we make improvements to the booking engine of our website. Please keep an eye on the Allianz Assistance website in the future so you are aware when we are able to offer these additional covers again.


Discover the world together with your partner, and enjoy peace of mind thanks to our worldwide couples travel insurance.


If you're heading to the beautiful cities of France or the gorgeous beaches of the Canary Islands, our couples travel insurance for Europe can protect you if things don't quite go to plan. 
Understanding our claims process

You'll need your policy number to submit your claim to us. This is available in your certificate of insurance which is sent to you when you take out cover. 

It's a good idea to take your policy information with you on your trip so you can provide us with all the necessary details in order for us to help.


Once we receive your claim, it'll be assessed by our experienced team. 

To speed up the assessment of your claim please make sure to include all applicable information and evidence such as receipts, booking confirmations, hotel reservations and crime reference numbers. If you fail to provide all the necessary information this will cause a delay in processing your claim. 

Once our team has assessed your claim we'll be in touch with you via your preferred contact method to confirm the outcome and inform you of any next steps.



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Speak with our team
Our team are available to help Monday to Friday from 9am to 5pm.
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HealthHero 24/7 GP telephone and video consultations
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Our travel insurance policies provide you access to HealthHero – a 24/7 GP telephone and video consultation service* – which connects you with a UK GP to provide the reassurance and professional medical advice you need while you’re travelling abroad.
*For video consultations, time restrictions apply and UK Bank Holidays are excluded.
Alternative Cover Options For Pre-existing Medical Conditions

If you have a pre-existing medical condition that we are unable cover under our own policies, you may be able to obtain an alternative travel insurance policy through one of the providers featured in the MoneyHelper directory of specialist travel insurance providers for people with serious medical conditions. Do take time to study and compare the terms and conditions to ensure you have the cover you need. To contact the Money Advice Service for further details of the directory

Call: 0800 138 7777 (lines are open Monday to Friday, 8am to 6pm)