When you think of travel insurance, more often than not you’ll think of protecting yourself whilst you’re away. Although that is the most important thing, travel insurance can also help you to protect your actual holiday and the money you’ve spent on it, before you even begin your journey!

Holiday cancellation insurance is included within travel insurance policies to help protect you if things don’t go to plan leaving you unable to travel. Although missing out on your holiday might be disappointing, cancellation insurance can help avoid the further disappointment of losing all the money you’ve paid for it.

Depending on the reason you have to cancel, you can be reimbursed for things like loss of accommodation, unused flights, car hire and excursions that you have paid for already.

At Allianz Assistance, we offer a level of insurance that’s appropriate for most travellers. Different policies provide varying levels of cover, so it’s important that you read your policy documents carefully and understand exactly what you’re covered for.

Our Single Trip, Annual and Backpacker policies all suit different needs. Plus, our Bronze, Silver and Gold policies provide you with different levels of cover and claim limits. Depending on which policy you choose, you’ll be covered for:  

  • Cancelling or cutting short your trip
  • Emergency medical and associated expenses
  • Loss of passport*
  • Delayed personal possessions
  • Lost, stolen or damaged personal possessions*
  • Loss of money*
  • Personal accident
  • Missed departures
  • Delayed departures
  • Personal liability
  • Legal expenses
  • End-supplier failure**

*Not available with Bronze level cover.

**Only available with Gold level cover.

Terms and Conditions apply. 

Many bank accounts and credit cards come with some level of travel insurance cover. While some may be comprehensive, they may not cover you for everything you have planned whilst you’re away, particularly if you have adventurous plans or unusual excursions booked. 

Make sure you look into the travel insurance policy that you have before every trip, to make sure it’s suitable for you and your plans.

Purchasing a holiday using a credit card means you are often protected by Consumer Protection cover. In most cases, it allows you to get your money returned to you if your provider defaults and you cannot travel.

If you have booked a holiday through a tour operator or travel agent, it may be worth checking if you are covered by ABTA (Association of British Travel Agents) or ATOL (Air Travel Organiser’s License). This type of cover means that your package holiday is protected if, for example, the travel company providing your holiday arrangements or the travel agent themselves fail financially or close down.

Your travel agents will be able to tell you if your holiday is ABTA or ATOL protected. Alternatively, use the links provided to check your cover at home.

Having a European Health Insurance Card (EHIC) or Global Health Insurance Card (GHIC) will entitle you to the government-provided healthcare of the European Union country you are visiting and lowering the medical costs you would normally expect to pay. Although this is a good addition to take on holiday, it should not be seen as a replacement for travel insurance which could provide you with further protection and peace of mind whilst you are abroad. Our travel insurance policies can protect you against many unforeseen eventualities.
If you’re planning to travel more than once this year and you are aged 65 or under, why not consider buying Annual travel insurance? It can save you time and effort, because the one policy can cover you for multiple trips.
Whether you’re holidaying in the UK, Europe or somewhere else in the world, our Single Trip travel insurance for seniors offers protection whilst you’re away.
From 5th May 2021, while we can still cover you under the standard sections of our travel insurance policy while on a Cruise holiday, we will not be able to offer the additional cover previpously provided by the Cruise travel optional extra section. This is only a temporary measure while we make improvements to the booking engine of our website. Please keep an eye on the Allianz Assistance website in the future so you are aware when we are able to offer this additional cover again.
Many sports and leisure activities are covered on our standard travel insurance policies at no additional premium. From 5th May 2021, we will not be able to provide cover while you take part in riskier sports and leisure activities like kite surfing and rugby. This is only a temporary measure while we make improvements to our website. Please keep an eye on the Allianz Assistance website in the future so you are aware when we are able to offer this additional cover again.
From 5th May 2021 we will no longer be offering travel insurance policies to cover people’s pre-existing medical conditions. This is only a temporary measure while we make improvements to our online booking engine. Please keep an eye on the Allianz Assistance website in the future so you are aware when we are able to offer this additional cover again.
From 5th May 2021, while we can still cover you under the standard sections of our travel insurance policy while on a Golf holiday, we will not be able to offer the additional cover previpously provided by the Golf optional extra section. This is only a temporary measure while we make improvements to the booking engine of our website. Please keep an eye on the Allianz Assistance website in the future so you are aware when we are able to offer this additional cover again.
Alternative Cover Options For Pre-existing Medical Conditions

If you have a pre-existing medical condition that we are unable cover under our own policies, you may be able to obtain an alternative travel insurance policy through one of the providers featured in the MoneyHelper directory of specialist travel insurance providers for people with serious medical conditions. Do take time to study and compare the terms and conditions to ensure you have the cover you need. To contact the Money Advice Service for further details of the directory

Call: 0800 138 7777 (lines are open Monday to Friday, 9am to 5pm)
or
Email: [email protected]