Worldwide Travel Insurance

With our Single Trip and Backpacker policies, select just the countries you're travelling to - this will help make sure you only pay for the cover you need.

With our Annual worldwide travel insurance policies, you can choose between two different Worldwide areas of cover: ‘Worldwide (excluding USA and Canada)’ and ‘Worldwide (including USA and Canada).’

If you choose ‘Worldwide (excluding USA and Canada),’ the area of cover is anywhere in the world except the USA and Canada. This means you can get cover for an Australian adventure, a tour of Vietnam’s history or a Kenyan safari in the Maasai Mara National Reserve. 

If you choose ‘Worldwide (including USA and Canada),’ the area of cover is anywhere in the world. This means you can enjoy the beaches of Miami, the theme parks of Florida, the city sights of New York and the thrill of Las Vegas, as you tour the USA and beyond. 

There are some exclusions that you should be aware of, and you can find these in your policy documents.

For example, you will not be covered if you travel outside the policy area you have chosen. This is clearly shown on your confirmation email, so please check this if you’re unsure. You can also contact us on 0371 200 0428. We’re open Monday to Friday, from 9am to 5pm.

You will also not be covered if you travel to a country or region that the Foreign, Commonwealth and Development Office has advised against all travel or against all but essential travel.

We know that you’ll want to take part in new experiences and fuel your sense of adventure while you’re away. That’s why our international travel insurance comes with a lot of Sports and Leisure activities included as standard.

With our worldwide travel insurance, you’re covered for fun activities such as safari trekking, camel riding, parachuting, trekking and hiking. If you’re looking to really get the adrenaline pumping, then you’re also covered for selected water sports such as scuba diving, snorkelling, surfing and waterskiing.

If you’re looking to try winter sports while you’re away, you’ll also need our Winter Sports and Ski add-on to make sure you’re protected. With this optional extra, you’re covered for activities like skiing, snowboarding and tobogganing.

To understand exactly which sports and leisure activities are covered by your policy, and where any exclusions may apply, please take a look at your policy handbook and our sports and leisure activities list. 

From 5th May 2021 we will no longer be offering travel insurance policies to cover people’s pre-existing medical conditions. This is only a temporary measure while we make improvements to our online booking engine. Please keep an eye on the Allianz Assistance website in the future so you are aware when we are able to offer this additional cover again.

Once the updates have been made, you’ll need to disclose your medical history, including recurring injuries or illnesses, on-going or lifelong conditions, previous surgeries and any conditions you are currently suffering from. This includes any condition you have received treatment for, including surgery, tests or investigations by a doctor or a consultant/specialist, and conditions you have been prescribed drugs or medication for. This also includes both conditions you’re successfully managing and conditions you’re unable to manage.

It's very important that you tell us about any existing medical conditions you have when you apply for worldwide travel insurance. This is because it’s unlikely that we will pay any claim for medical expenses, trip cancellation or cutting a trip short if it relates to a medical condition that you have not told us about.

It won’t be too long before we’re back offering worldwide travel insurance with pre-existing medical conditions cover.