Worldwide Travel Insurance

  • Full access to HealthHero - a 24/7 GP via telephone and video based in the UK
  • Up to £10m Emergency Medical expenses covered
  • Personal liability covered over £1m on all policies
  • Over 23,000 UK travellers covered in 2022 for trips worldwide 

From the historic temples of Japan to Australia's Great Barrier Reef, there's so much to see and experience in the world. You can take the kids on the holiday of a lifetime to Walt Disney World Resort in Florida, relax surrounded by luxury and romance on a Caribbean island or even go backpacking around East Asia. Seeing the world is a great thrill and, no matter where you visit; your eyes will be opened to new experiences and adventures. Sadly though, even on the holiday of a lifetime, problems can arise. But thankfully, our worldwide travel insurance will help cover you when things don't go to plan.

Worldwide travel insurance cover is slightly different to European travel insurance because it takes into account the higher cost of medical treatment outside of Europe. The cost of treatment is particularly high in America, where residents have private medical insurance. This means that, if you suffer an injury or fall ill and need medical treatment while on your holiday and you don't have international travel insurance, you could find yourself tens of thousands of pounds out of pocket. But, by choosing the right multi-country travel insurance, you can be protected against these medical costs, so an accident doesn't have to cost you an arm and a leg.

On top of this, world travel insurance can also provide cover if you need to cancel or curtail your trip, if your flights are delayed, or if your luggage is lost or stolen. To get the best protection, you should take out international travel insurance as soon as you can – ideally as soon as you've booked your holiday. This ensures you will be protected with cancellation cover in the event your trip is cancelled.

Below is some more information about our insurance products, for which Terms and Conditions apply. Please visit the policy information hub for full details.

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Get covered for your next global adventure with our worldwide travel insurance.

Our Single Trip, Annual and Backpacker policies are designed to keep you protected while you travel. We can provide worldwide travel insurance to suit your trip and the level of cover you need.

Single Trip and Annual travel insurance policies also offer three levels of cover: Bronze, Silver and Gold. Depending on the policy you choose, you’ll be covered for: 

  • Cancelling or curtailing your trip
  • Emergency medical and associated expenses
  • Loss of passport*
  • Delayed personal possessions
  • Lost, stolen or damaged personal possessions*
  • Loss of personal money*
  • Personal accident cover
  • Missed departures
  • Delayed departures
  • Personal liability
  • Legal expenses
  • End-supplier failure**
  • *Not available with Bronze level cover
  • **Only available with Gold level cover
  • Terms and Conditions apply.
If you’ve planned to take part in some activities on holiday, our optional add-ons can provide you with further cover. If you’re looking to play a round of golf at a top course like Pebble Beach in America, our Golf cover can protect you and your clubs. Or, if you want to ski down the slopes in Whistler, Canada, our Winter Sports and Ski add-on can help protect you against piste closure, lost ski equipment and unused ski-pack costs. Alternatively, if you’re taking a cruise around the Caribbean or the Far East, our optional Cruise cover can protect you against risks specific to cruising, such as cabin confinement, itinerary changes and cruise interruption. 
Please note that the additional cover offered under some of these options may be temporarily unavailbale from 5th May 2021, while we make improvements to our booking engine. We hope to make them available to you very soon. Policies purchased before 5th May 2021 aren't affected and your cover won't change.
Taking multiple holidays this year? Our Annual worldwide travel insurance covers you for an unlimited number of trips, so you can traverse the globe and take multiple trips with confidence.
If you're only taking one holiday this year, our Single Trip travel insurance could be a good fit. It can cover you for up to 180 days, and provides protection against things like medical and cancellation costs.
Heading away on a gap year or taking a career break? Whether you're backpacking around Australia or interrailing around Europe, our Backpacker travel insurance is appropriate for most travellers aged 50 or under.
Many sports and leisure activities are covered on our standard travel insurance policies at no additional premium. From 5th May 2021, we will not be able to provide cover while you take part in riskier sports and leisure activities like kite surfing and rugby. This is only a temporary measure while we make improvements to our website. Please keep an eye on the Allianz Assistance website in the future so you are aware when we are able to offer this additional cover again.
Whether you want to ski down the slopes of La Plagne or ride a toboggan down the floodlit runs of St Moritz, our Winter Sports and Ski insurance can help protect you.
From 5th May 2021 we will no longer be offering travel insurance policies to cover people's pre-existing medical conditions. This is only a temporary measure while we make improvements to our online booking engine. Please keep an eye on the Allianz Assistance website in the future so you are aware when we are able to offer this additional cover again.
Heading stateside for your next break? Our travel insurance for the USA can cover you from New York to San Francisco, so whether you're heading to one location or planning a road trip, cover is available.
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Understanding our claims process

You'll need your policy number to submit your claim to us. This is available in your certificate of insurance which is sent to you when you take out cover. 

It's a good idea to take your policy information with you on your trip so you can provide us with all the necessary details in order for us to help.


Once we receive your claim, it'll be assessed by our experienced team. 

To speed up the assessment of your claim please make sure to include all applicable information and evidence such as receipts, booking confirmations, hotel reservations and crime reference numbers. If you fail to provide all the necessary information this will cause a delay in processing your claim. 

Once our team has assessed your claim we'll be in touch with you via your preferred contact method to confirm the outcome and inform you of any next steps.



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Alternative Cover Options For Pre-existing Medical Conditions

If you have a pre-existing medical condition that we are unable cover under our own policies, you may be able to obtain an alternative travel insurance policy through one of the providers featured in the MoneyHelper directory of specialist travel insurance providers for people with serious medical conditions. Do take time to study and compare the terms and conditions to ensure you have the cover you need. To contact the Money Advice Service for further details of the directory

Call: 0800 138 7777 (lines are open Monday to Friday, 8am to 6pm)