India is an intriguing land that’s full of diverse cultures and colourful traditions. As well as being home to the Taj Mahal – which is one of the New Seven Wonders of the World – India also contains the gloriously unspoilt beaches of Goa and the mighty foothills of the Himalayas, so every inch of this beautiful country has an intriguing story to tell. India is the world’s seventh largest country, and between the 38 UNESCO-listed World Heritage Sites, you’ll never be short of something to see and do. So, pack your rupees and get ready to explore.

India consists of 29 states and has 22 main languages. It’s a brilliantly bustling place that’s packed with character. Due to its diversity, it’s no wonder many people see India as the ideal location for a backpacking holiday. This type of trip is a great way of seeing adrenaline-fuelled cities like Jaipur, the beautiful monuments in the ‘Golden Triangle,’ the deserts of Rajasthan and the palm-fringed western coast.

Plus, visiting India is now simpler and more affordable than ever before, particularly because large cities are linked by faster highways and speedy trains. You can also travel around many cities by metro but, if you’re looking for an authentic way to see the city, you can also catch a rickshaw.

But whatever you choose to do, it's important that you get travel insurance for India to help protect yourself against unforeseen eventualities.

Below is some more information about our products, for which Terms and Conditions apply. Please visit the policy information hub for full details.

The best travel insurance policies for India provide you with peace of mind. Although India is largely considered to be a safe place to visit, you’ll still need travel insurance to help cover you whilst you’re away.

For example, while on holiday to India, you need to be careful around food and drink. Although it’s normally considered safe to drink sealed bottled water, you shouldn’t drink tap water or use it to brush your teeth. Drinks containing ice should also be avoided, as should raw foods, including salads. Should you need medical care after falling ill due to a water-borne disease, then your travel insurance can cover you. But, if you don’t have insurance, then the cost of care in India can be expensive, because many major cities have private medical care. What’s more, local hospitals and clinics may only be able to offer basic care, so you might need to travel a long way for treatment.

The best travel insurance for India will also protect you from some of the other risks associated with visiting the country. This includes treatment for mosquito-borne diseases such as dengue fever, or diseases like cholera.

Finally, theft and petty crime are popular in tourist spots. If you’re the victim of a crime while on holiday, travel insurance for your India trip can help to cover these losses and replace your possessions. 

Our Single Trip, Annual and Backpacker policies are designed to help protect you when your trip of a lifetime doesn’t quite go to plan. Across our Single Trip and Annual policies, we also offer three different levels of cover: Bronze, Silver and Gold. They can protect you against: 
  • Cancelling or curtailing your trip
  • Emergency medical and associated expenses
  • Loss of passport*
  • Delayed personal possessions
  • Lost, stolen or damaged personal possessions*
  • Loss of personal money*
  • Personal accident cover
  • Missed departures
  • Delayed departures
  • Personal liability
  • Legal expenses
  • End-supplier failure**
  • *Not available with Bronze level cover
  • **Only available with Gold level cover
  • Terms and Conditions apply.
You can also purchase add-ons to ensure you’re fully covered for any activities you’re taking part in. For example, if you’re heading on a ski holiday to the Gulmarg Ski Resort, our Ski and Winter Sports insurance could protect you against things like avalanche closures and unused ski-pack costs. 
With so much to see and do, many travellers return to India again and again. If you’re taking more than one trip this year, then our Annual travel insurance is probably right for you.
Whether you’re experiencing the hustle and bustle of Delhi or exploring the majesty of the Taj Mahal, our Single Trip travel insurance provides you with cover if you’re taking a trip to India that lasts for a maximum of 180 days.
India’s one of the world’s most popular backpacking locations. If you’re embarking on the holiday of a lifetime and visiting India, then our Backpacker insurance is suitable for most travellers.
Many sports and leisure activities are covered on our standard travel insurance policies at no additional premium. From 5th May 2021, we will not be able to provide cover while you take part in riskier sports and leisure activities like kite surfing and rugby. This is only a temporary measure while we make improvements to our website. Please keep an eye on the Allianz Assistance website in the future so you are aware when we are able to offer this additional cover again.
From 5th May 2021 we will no longer be offering travel insurance policies to cover people’s pre-existing medical conditions. This is only a temporary measure while we make improvements to our online booking engine. Please keep an eye on the Allianz Assistance website in the future so you are aware when we are able to offer this additional cover again.
Worldwide Travel Insurance can cover you from the cities of America to the beaches of Thailand. If you’re travelling the world, our worldwide travel insurance can help protect you if things don’t go quite to plan.
If you’re planning a business trip to India, you can take Allianz Assistance with you. Our cover is designed with professionals in mind, and you can cover the whole team on one policy.