If you are looking for a holiday destination that is overflowing with culture and excitement, Jamaica could be the ideal holiday destination for you. The country has become increasingly popular with tourists and it’s not surprising when you know what awaits you there. The unique culture, delicious cuisine, and white sand beaches are only a few of the reasons why people visit this country. Not to mention the warm weather all year round, which makes Jamaica a great place to go if you crave some winter sun.

There are so many beautiful aspects to Jamaica, some that are only seen in a few locations across the world. For example, The Glistening Waters in Falmouth are a natural phenomenon that occur because of microorganisms that glow in the water at night. This illumination only occurs in a few places across the world, which is why it is so special in Jamaica.

There is so much to do and see in Jamaica, if you visit, you will be spoiled for choice. Many people who visit enjoy the thrilling water sports and activities that they have to offer. Snorkelling and scuba diving are two of the most popular activities, where you can swim with an abundance of tropical sea life.

When visiting Jamaica, you will be met by friendly people looking to share their culture and customs with you. Jamaicans often host vibrant street parties where you can get together with the locals and other tourists to enjoy the food and music, and dance the night away! Why not look into staying in the beautiful town of Ocho Rios, with lovely beaches and plenty of hotels to choose from, you’re sure to meet some friends whilst abroad. You won’t struggle to find things to do or places to stay in Jamaica.

The official language in Jamaica is English, however, Jamaican Patois is the most widely spoken language used by the people who live there. Before you travel, don’t forget to change your currency to the Jamaican Dollar.

No matter your plans whilst you are in Jamaica, it is important that you take out travel insurance to protect yourself against any unforeseen eventualities.

Below is some information about our products, for which Terms & Conditions apply. Please visit the policy information hub for full details. 

Although purchasing travel insurance for your trip to Jamaica isn’t a legal requirement, it should still be considered as essential for your trip. Many tourists visit Jamaica every year and most visits are trouble-free. However, it is important to protect yourself as much as possible, should many unforeseen circumstances occur.

Throughout Jamaica, there are high levels of crime and violence, especially in the capital city of Kingston. According to the FCO, there are currently areas of Jamaica that have a military presence, in order to help to reduce and police the crime rates in those areas. Furthermore, demonstrations do occur across Jamaica, you should avoid all of these as they have the potential to turn violent and have seen cases of robbery and theft in the past.

There is a risk of transmission of the Zika virus in Jamaica. For further information and advice on this topic, please visit the National Travel Health Network and Centre website.

If you do find yourself in need of medical care, travel insurance can help protect you against the high cost of medical care in Jamaica.

It is also worth noting that the hurricane season in Jamaica runs from June to November each year. If you are travelling to Jamaica during these months, keep an eye on the weather predictions in the area that you are visiting both before your departure and during your stay.

Our  Single Trip, Annual Trip, and Backpacker policies are designed to help protect you when you visit Jamaica on holiday. Across our Single Trip and Annual policies, we also offer three levels of cover: Bronze, Silver and Gold. Depending on the level of cover you choose, you’ll be protected against:
  • Cancelling or curtailing your trip
  • Delayed personal possessions
  • Lost, stolen or damaged personal possessions*
  • Loss of personal money*
  • Emergency medical and associated expenses
  • Loss of passport*
  • Personal accident cover
  • Missed departures
  • Delayed departures
  • Personal liability
  • Legal expenses
  • End-supplier failure**
  • *Not available with Bronze level cover
  • **Only available with Gold level cover
  • Terms and Conditions apply.
If you are choosing an Annual policy, Jamaica being a Caribbean island currently falls in the Worldwide excluding USA and Canada, although this is likely to change in the near future. 
This policy is designed for frequent travellers and can cover you and your family for a multitude of holidays. From romantic city breaks to fun-filled beach holidays, and more.
If you’re only planning on going away on holiday or for an extended trip once this year, then our Single Trip policy is perfect for you. It can help to protect you for up to 180 days at any one time.
This policy is suitable for those that are aged 50 and under. If you plan on travelling Jamaica as a single trip or as a part of a bigger world adventure, this cover could help to protect you.
Many sports and leisure activities are covered on our standard travel insurance policies at no additional premium. From 5th May 2021, we will not be able to provide cover while you take part in riskier sports and leisure activities like kite surfing and rugby. This is only a temporary measure while we make improvements to our website. Please keep an eye on the Allianz Assistance website in the future so you are aware when we are able to offer this additional cover again.
From 5th May 2021 we will no longer be offering travel insurance policies to cover people’s pre-existing medical conditions. This is only a temporary measure while we make improvements to our online booking engine. Please keep an eye on the Allianz Assistance website in the future so you are aware when we are able to offer this additional cover again.
Worldwide Travel Insurance can cover you from the cities of America to the beaches of Thailand. If you’re travelling the world, our worldwide travel insurance can help protect you if things don’t go quite to plan.
Travelling to Jamaica in a group? Our group travel insurance can provide cover for you and your travelling companions. This can cover groups of friends as well as family going on holiday together.