Having a European Health Insurance Card (EHIC) will entitle you to the government-provided healthcare of the European Economic Area country you are visiting, lowering the medical costs you would normally expect to pay. Although this is a good addition to take on holiday, having a travel insurance policy as well could provide you with further protection and peace of mind whilst you are abroad. Our travel insurance policies can protect you against many unforeseen eventualities.
Travel Insurance
Travel safe. With confidence.
From £44.00 / year*
Allianz Assistance has an insurance cover for you.
What is travel insurance?
Whether you’re heading to snowy slopes or beautiful beaches, going abroad is an exciting experience.
Although accidents can happen while you’re away, the best travel insurance policies provide you with peace of mind; with travel insurance from Allianz Assistance, you’ll be covered for many unforeseen costs incurred whilst you’re away.
Our holiday insurance can be used to cover medical expenses, trip cancellation, delays, lost or stolen baggage and personal liability. When you choose Allianz Assistance travel insurance for your trip, there’s no more wondering ‘what if?.’ There’s a policy for most types of travel so, whether you’re heading on a family holiday, a last-minute business trip or jetting off on a few city breaks, we’ve got you covered.
Below is some more information about our products, for which Terms and Conditions apply. Please visit the policy information hub for full details.
Popular Types of Travel Insurance
We'll help you find a travel insurance plan that covers the 'what ifs?' for your next trip. Just select your type of travel from the options below to see our recommended choices.
Terms and Conditions Apply.
Terms and Conditions Apply.
Annual
From £44.00*
Our bestseller
Single-Trip
From £3.73†
Backpacker
From £27.50^
How to ensure you have the right cover
What is an EHIC Card and what can it offer you?
Does your bank or credit card company provide cover?
A lot of bank accounts or credit cards come with varying levels of travel insurance cover. Although some may be comprehensive and suitable for most trips, they may not cover you for everything you have planned whilst you’re away. If you have adventurous plans or unusual excursions booked for your trip, you might not be covered. Make sure you look into the travel insurance policy that you have before every trip, to make sure it’s suitable for you and your plans.
Purchasing a holiday using a credit card means you are often protected by Consumer Protection cover that is offered on purchases when a provider defaults and you are unable to receive your goods (or in this case, go on your holiday). This means that, in most cases, you can get your money returned to you before going on your trip.
Are you covered by ABTA or ATOL?
If you have booked a holiday through a tour operator or travel agent, it may be worth checking if you are covered by ABTA (Association of British Travel Agents) or ATOL (Air Travel Organiser’s License). This type of cover means that your package holiday is protected if, for example, the travel company providing your holiday arrangements or the travel agent themselves fail financially or close down. Your travel agents will be able to tell you if your holiday is ABTA or ATOL protected. Alternatively, use the links provided to check your cover at home.
Discover our products to choose a travel insurance policy that’s right for you
Annual Multi-Trip
Travel Insurance
Travel Insurance
Planning several trips this year? Cover them all with one affordable policy. Our Annual Multi-Trip travel insurance can save you time and money.
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Backpacker
Travel Insurance
Travel Insurance
Backpacking is a great way to fuel your sense of discovery. Our Backpacker insurance helps take the stress out of travelling, so you can see the places you’ve always dreamed of.
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Winter Sports and
Ski Insurance
Ski Insurance
Whether you’re skiing in the Alps or snowboarding in the Rockies, our Winter Sports and Ski insurance has got you covered, so all you’ll need to worry about is staying warm.
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Travel Insurance
for Seniors
Our Single Trip and Annual policies are available to everyone aged 75 and under. So, why not enjoy your retirement jetting around the world?
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Whether you’re heading on a beach break in Europe or flying to an exotic destination far away, our Single Trip travel insurance has you covered.
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Business
Travel Insurance
Travel Insurance
Whether you’re travelling once or multiple times, our Business travel insurance has you covered, so you can focus on the job at hand.
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Cruise Travel
Insurance
With our Cruise travel insurance, you’re protected against cruise interruption, itinerary changes and missed port departures, so you can sit back and enjoy the luxury.
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Collision Damage
Waiver
Hiring a car whilst on holiday? Our Collision Damage Excess Waiver is a great safety net for hidden fees. If your hire car is damaged and you need to pay some excess to your hire company, we’ll help cover it.
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Family
Travel Insurance
Travel Insurance
Our Family travel insurance helps to protect you and your loved ones when things don’t go according to plan.
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Travel Insurance for people with
Medical Conditions
Medical Conditions
Medical conditions shouldn’t be a barrier to travel. Get a quote today to see whether we can cover your condition under our Single Trip or Backpacker policies.
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Golf Travel
Insurance
Insurance
Combine your love of golf with your love of travel. With our Golf travel insurance, you can protect your
clubs – so you can focus on your swing.
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clubs – so you can focus on your swing.
Do I need travel insurance?
Travel insurance is always worthwhile when you’re heading abroad, even if you’re visiting a relatively safe location like mainland Europe or somewhere close by. After all, the unexpected can still happen: your flight could be cancelled, you could eat something that disagrees with you, or you could be targeted by thieves.
It’s also important to know that, if you’re travelling to Europe, your EHIC card doesn’t cover all of your medical needs and many of the most expensive services like repatriation (bringing you back home if you’ve had an accident) aren’t covered by EHIC. Plus, your EHIC only covers you for basic health treatments; you won’t be protected against things like holiday cancellation, and loss or theft of your belongings.
Frequently Asked Questions
What does travel insurance cover?
At Allianz Assistance, we offer a level of insurance that’s appropriate for most travellers. Different policies provide varying levels of cover, so it’s important that you read your policy documents carefully, so that you know exactly what you’re covered for before you travel. If there’s anything on the policy that you’re not sure about, please get in touch – we’ll be happy to help.
Our Single Trip, Annual and Backpacker policies all suit different needs. Plus, our Bronze, Silver and Gold policies provide you with different levels of cover and claim limits. Depending on which policy you choose, you’ll be covered for:
- Cancelling or cutting short your trip
- Emergency medical and associated expenses
- Loss of passport*
- Delayed personal possessions
- Lost, stolen or damaged personal possessions*
- Loss of money*
- Personal accident cover
- Missed departures
- Delayed departures
- Personal liability
- Legal expenses
- End-supplier failure**
*Not available with Bronze cover
**Only available with Gold cover
Terms and conditions apply.
If you’re taking part in any adrenaline-pumping activities while you’re on your holiday, then you may need to purchase our Sports & Leisure Insurance to ensure you’re covered. If you’re planning a golf break, then take a look at our Golf insurance that protects you and your clubs. If you’re heading to the slopes, our Winter Sports and Ski insurance allows you to hit the pistes with confidence. Or, if you’re booking a cruise, then Cruise travel insurance is likely to be the best policy for you; you can wake up in a new city each day and be covered at every port of call.
How much is travel insurance?
Your travel insurance quote will vary depending on:
- The type of policy you choose
- The duration of your trip
- Where you’re travelling to
- Your age
- The number of people travelling (a single or a group policy)
- Whether any additional options are required
You should also be aware that any pre-existing medical conditions can affect the pricing for Single Trip and Backpacker policies.
At Allianz Assistance, we offer three different levels of cover: Bronze, Silver and Gold. To get a travel insurance quote, simply click ‘Get a Quote.’ Then, select your policy type, enter your dates of travel, destination information and passenger details. You can then choose your optional extras.
You’ll be able to see exactly what’s included as part of your travel insurance quote, and you can compare our Bronze, Silver and Gold policies with our handy table, so it’s easy to see which is best for you.
When should I buy travel insurance?
You should buy holiday insurance as soon as possible after you’ve booked your trip. Remember that your travel insurance covers you for incidents that happen before you travel, as well as things that occur during your holiday. With cancellation cover, you’ll be reimbursed if you can’t travel due to sickness, for example.
What type of travel insurance do I need?
The type of travel insurance you need will depend on the trip you’re taking. If you’re heading on a family holiday, then our Single Trip cover may be best. But if you’re heading away more than once this year, Annual cover will be more appropriate. If you’re on a gap year, taking a career break or just exploring the world, try our Backpacker cover.
We even have options that cover you for business travel, golfing holidays and skiing trips. No matter where you’re going, we’ll be right there with you.
What does excess mean in travel insurance?
When you get a travel insurance quote, you’ll notice our Bronze, Silver and Gold policies come with an ‘excess’. This is the amount you agree to pay when you make a claim under your policy. Once your excess has been paid as part of the claim, we’ll pay the remaining expenses up to the limit of your cover.
How will Brexit affect travel insurance?
Holiday insurance may change for certain destinations if the UK leaves the EU. If an airline fails to fulfil its obligations, passengers are entitled to a full refund that can be claimed directly from the airline. Travel insurance may also be able to help you recover any extra costs if you’re delayed, or you cannot travel because no alternate transport is available.
In the event of a ‘no deal’ Brexit, travel insurance will continue to work in the normal way. This is the case even if the EHIC system is not replaced. While away, you should keep your insurance documents and your insurer’s details close by.
Alternative Cover Options For Pre-existing Medical Conditions
If you have a pre-existing medical condition that we are unable cover under our own policies, you may be able to obtain an alternative travel insurance policy to cover pre-existing medical conditions by contacting our partner Free Spirit.
Visit: the Free Spirit website
or
Call: 0800 170 7704 and quote MAG10000 (Lines are open 8am to 6pm Monday to Friday).
Free Spirit are featured in the Money and Pensions Service (MaPS) directory of specialist travel insurance providers for people with serious medical conditions. Do take time to study and compare the terms and conditions to ensure you have the cover you need. To contact the Money Advice Service for further details of the directory
Call: 0800 138 7777 (lines are open Monday to Friday, 8am to 6pm)
or
Email: traveldirectory@maps.org.uk
Help and Advice
* Annual Multi-Trip -price based on a 30 year old travelling within Europe with no existing medical conditions.
† Single Trip - price based on a 30 year old travelling up to 3 days within the UK with no existing medical conditions.
^ Backpacker - price based on a 30 year old travelling up to 60 days in Europe with no existing medical conditions.
All prices include Insurance Premium Tax (IPT).
† Single Trip - price based on a 30 year old travelling up to 3 days within the UK with no existing medical conditions.
^ Backpacker - price based on a 30 year old travelling up to 60 days in Europe with no existing medical conditions.
All prices include Insurance Premium Tax (IPT).