
Travel Insurance
Travel safe. With confidence.

What is travel insurance?

Whether you’re heading to snowy slopes or beautiful beaches, going abroad is an exciting experience.
Although accidents can happen while you’re away, the best travel insurance policies provide you with peace of mind; with travel insurance from Allianz Assistance, you’ll be covered for many unforeseen costs incurred whilst you’re away.
Our holiday insurance can be used to cover medical expenses, trip cancellation, delays, lost or stolen baggage and personal liability. When you choose Allianz Assistance travel insurance for your trip, there’s no more wondering ‘what if?.’ There’s a policy for most types of travel so, whether you’re heading on a family holiday, a last-minute business trip or jetting off on a few city breaks, we’ve got you covered.
Below is some more information about our products, for which Terms and Conditions apply. Please visit the policy information hub for full details.

Popular Types of Travel Insurance
Terms and Conditions Apply.
How to ensure you have the right cover
What is an EHIC or GHIC and what can it offer you?
Does your bank or credit card company provide cover?
A lot of bank accounts or credit cards come with varying levels of travel insurance cover. Although some may be comprehensive and suitable for most trips, they may not cover you for everything you have planned whilst you’re away. If you have adventurous plans or unusual excursions booked for your trip, you might not be covered. Make sure you look into the travel insurance policy that you have before every trip, to make sure it’s suitable for you and your plans.
Purchasing a holiday using a credit card means you are often protected by Consumer Protection cover that is offered on purchases when a provider defaults and you are unable to receive your goods (or in this case, go on your holiday). This means that, in most cases, you can get your money returned to you before going on your trip.
Are you covered by ABTA or ATOL?
Discover our products to choose a travel insurance policy that’s right for you

Annual Multi-Trip
Travel Insurance
Travel Insurance

Backpacker
Travel Insurance
Travel Insurance

Winter Sports and
Ski Insurance
Ski Insurance

Travel Insurance
for Seniors


Business
Travel Insurance
Travel Insurance

Cruise Travel
Insurance

Collision Damage
Waiver
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Family
Travel Insurance
Travel Insurance
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Travel Insurance for people with
Medical Conditions
Medical Conditions

Golf Travel
Insurance
Insurance

Do I need travel insurance?

Travel insurance is always worthwhile when you’re heading abroad, even if you’re visiting a relatively safe location like mainland Europe or somewhere close by. After all, the unexpected can still happen: your flight could be cancelled, you could eat something that disagrees with you or you could be targeted by thieves.
It’s also important to know that, if you’re travelling to Europe, your EHIC card doesn’t cover all of your medical needs and many of the most expensive services like repatriation (bringing you back home if you’ve had an accident) aren’t covered by EHIC. Plus, your EHIC only covers you for basic health treatments; you won’t be protected against things like holiday cancellation, and loss or theft of your belongings.
Frequently Asked Questions
What does travel insurance cover?
At Allianz Assistance, we offer travel insurance that’s appropriate for most travellers. Our policies provide varying levels of cover, therefore it’s important that you read your policy documents carefully, so that you know exactly what you’re covered for before you travel. If there’s anything on the policy that you’re not sure about, please get in touch – we’ll be happy to help.
Our Single Trip, Annual and Backpacker policies all suit different needs. Plus, we offer three different levels of cover - Bronze, Silver and Gold - so you can choose the cover with the claim limits that meet your needs. Depending on which policy and level of cover you choose, you’ll be covered for:
- Cancelling or cutting short your trip
- Emergency medical and associated expenses
- Loss of passport*
- Delayed personal possessions
- Lost, stolen or damaged personal possessions*
- Loss of money*
- Personal accident cover
- Missed departures
- Delayed departures
- Personal liability
- Legal expenses
- End-supplier failure**
*Not available with Bronze level cover
**Only available with Gold level cover
Terms and conditions apply.
It's worth noting that if you're planning on taking a golf or cruise holiday, while we'll still be able to cover you under the standard sections of our Travel Insurance policy, from 5th May 2021 we will not be able to offer the additional cover previously provided by the Golf and the Cruise optional extra sections. We will also be unable to provide cover while you take part in more risky sports and leisure activities such as kite surfing or rugby. This is only a temporary measure while we make improvements to the booking engine of our website. Please keep an eye on the Allianz Assistance website in the future so you are aware when we are able to offer these additional covers again. Policies purchased before 5th May 2021 aren't affected and your cover won't change.
How much is travel insurance?
Your travel insurance quote will vary depending on:
- The type of policy you choose
- The duration of your trip
- Where you’re travelling to
- Your age
- The number of people travelling (a single or a group policy)
- Whether any additional options are required
You should also be aware that from the 5th May 2021 we are temporarily unable to provide cover for any pre-existing medical conditions. Policies purchased before 5th May 2021 aren't affected and your cover won't change.
At Allianz Assistance, we offer three different levels of cover: Bronze, Silver and Gold. To get a travel insurance quote, simply click ‘Get a Quote.’ Then, select your policy type, enter your dates of travel, destination information and passenger details. You can then choose your optional extras.
You’ll be able to see exactly what’s included as part of your travel insurance quote, and you can compare our Bronze, Silver and Gold policies with our handy table, so it’s easy to see which is best for you.
When should I buy travel insurance?
What type of travel insurance do I need?
The type of travel insurance you need will depend on the trip you’re taking. If you’re heading on a family holiday, then our Single Trip cover may be best. But if you’re heading away more than once this year, Annual cover will be more appropriate. If you’re on a gap year, taking a career break or just exploring the world, try our Backpacker cover.
It's worth noting that if you're planning on taking a golf or cruise holiday, while we'll still be able to cover you under the standard sections of our Travel Insurance policy, from 5th May 2020 we will not be able to offer the additional cover previously provided by the Golf and the Cruise optional extra sections. We will also be unable to provide cover while you take part in more risky sports and leisure activities such as kite surfing or rugby.
This is only a temporary measure while we make improvements to the booking engine of our website. Please keep an eye on the Allianz Assistance website in the future so you are aware when we are able to offer these additional covers again. Policies purchased before 24th November 2021 aren't affected and your cover won't change.
We even have options that cover you for business travel, golfing holidays and skiing trips. No matter where you’re going, we’ll be right there with you.
What does excess mean in travel insurance?
How will Brexit affect travel insurance?
Holiday insurance may change for certain destinations if the UK leaves the EU. If an airline fails to fulfil its obligations, passengers are entitled to a full refund that can be claimed directly from the airline. Travel insurance may also be able to help you recover any extra costs if you’re delayed, or you cannot travel because no alternate transport is available.
In the event of a ‘no deal’ Brexit, travel insurance will continue to work in the normal way. This is the case even if the EHIC system is not replaced. While away, you should keep your insurance documents and your insurer’s details close by.
If you have a pre-existing medical condition that we are unable cover under our own policies, you may be able to obtain an alternative travel insurance policy through one of the providers featured in the MoneyHelper directory of specialist travel insurance providers for people with serious medical conditions. Do take time to study and compare the terms and conditions to ensure you have the cover you need. To contact the Money Advice Service for further details of the directory
Call: 0800 138 7777 (lines are open Monday to Friday, 8am to 6pm)
or
Email: traveldirectory@maps.org.uk
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