Whether you’re heading to snowy slopes or beautiful beaches, going abroad is an exciting experience.
Although accidents can happen while you’re away, the best travel insurance policies provide you with peace of mind; with travel insurance from Allianz Assistance, you’ll be covered for many unforeseen costs incurred whilst you’re away.
Our holiday insurance can be used to cover medical expenses, trip cancellation, delays, lost or stolen baggage and personal liability. When you choose Allianz Assistance travel insurance for your trip, there’s no more wondering ‘what if?.’ There’s a policy for most types of travel so, whether you’re heading on a family holiday, a last-minute business trip or jetting off on a few city breaks, we’ve got you covered.
Below is some more information about our products, for which Terms and Conditions apply. Please visit the policy information hub for full details.
A lot of bank accounts or credit cards come with varying levels of travel insurance cover. Although some may be comprehensive and suitable for most trips, they may not cover you for everything you have planned whilst you’re away. If you have adventurous plans or unusual excursions booked for your trip, you might not be covered. Make sure you look into the travel insurance policy that you have before every trip, to make sure it’s suitable for you and your plans.
Purchasing a holiday using a credit card means you are often protected by Consumer Protection cover that is offered on purchases when a provider defaults and you are unable to receive your goods (or in this case, go on your holiday). This means that, in most cases, you can get your money returned to you before going on your trip.
Travel insurance is always worthwhile when you’re heading abroad, even if you’re visiting a relatively safe location like mainland Europe or somewhere close by. After all, the unexpected can still happen: your flight could be cancelled, you could eat something that disagrees with you, or you could be targeted by thieves.
It’s also important to know that, if you’re travelling to Europe, your EHIC card doesn’t cover all of your medical needs and many of the most expensive services like repatriation (bringing you back home if you’ve had an accident) aren’t covered by EHIC. Plus, your EHIC only covers you for basic health treatments; you won’t be protected against things like holiday cancellation, and loss or theft of your belongings.
At Allianz Assistance, we offer a level of insurance that’s appropriate for most travellers. Different policies provide varying levels of cover, so it’s important that you read your policy documents carefully, so that you know exactly what you’re covered for before you travel. If there’s anything on the policy that you’re not sure about, please get in touch – we’ll be happy to help.
Our Single Trip, Annual and Backpacker policies all suit different needs. Plus, our Bronze, Silver and Gold policies provide you with different levels of cover and claim limits. Depending on which policy you choose, you’ll be covered for:
*Not available with Bronze cover
**Only available with Gold cover
Terms and conditions apply.
If you’re taking part in any adrenaline-pumping activities while you’re on your holiday, then you may need to purchase our Sports & Leisure Insurance to ensure you’re covered. If you’re planning a golf break, then take a look at our Golf insurance that protects you and your clubs. If you’re heading to the slopes, our Winter Sports and Ski insurance allows you to hit the pistes with confidence. Or, if you’re booking a cruise, then Cruise travel insurance is likely to be the best policy for you; you can wake up in a new city each day and be covered at every port of call.
Your travel insurance quote will vary depending on:
You should also be aware that any pre-existing medical conditions can affect the pricing for Single Trip and Backpacker policies.
At Allianz Assistance, we offer three different levels of cover: Bronze, Silver and Gold. To get a travel insurance quote, simply click ‘Get a Quote.’ Then, select your policy type, enter your dates of travel, destination information and passenger details. You can then choose your optional extras.
You’ll be able to see exactly what’s included as part of your travel insurance quote, and you can compare our Bronze, Silver and Gold policies with our handy table, so it’s easy to see which is best for you.
The type of travel insurance you need will depend on the trip you’re taking. If you’re heading on a family holiday, then our Single Trip cover may be best. But if you’re heading away more than once this year, Annual cover will be more appropriate. If you’re on a gap year, taking a career break or just exploring the world, try our Backpacker cover.
We even have options that cover you for business travel, golfing holidays and skiing trips. No matter where you’re going, we’ll be right there with you.
Holiday insurance may change for certain destinations if the UK leaves the EU. If an airline fails to fulfil its obligations, passengers are entitled to a full refund that can be claimed directly from the airline. Travel insurance may also be able to help you recover any extra costs if you’re delayed, or you cannot travel because no alternate transport is available.
In the event of a ‘no deal’ Brexit, travel insurance will continue to work in the normal way. This is the case even if the EHIC system is not replaced. While away, you should keep your insurance documents and your insurer’s details close by.
If you have a pre-existing medical condition that we are unable cover under our own policies, you may be able to obtain an alternative travel insurance policy to cover pre-existing medical conditions by contacting our partner Free Spirit.
Visit: the Free Spirit website
or
Call: 02393 419 852 and quote MAG10000 (Lines are open 8am to 6pm Monday to Friday).
Free Spirit are featured in the Money and Pensions Service (MaPS) directory of specialist travel insurance providers for people with serious medical conditions. Do take time to study and compare the terms and conditions to ensure you have the cover you need. To contact the Money Advice Service for further details of the directory
Call: 0800 138 7777 (lines are open Monday to Friday, 8am to 6pm)
or
Email: traveldirectory@maps.org.uk