Annual Multi Trip Travel Insurance

  • Multi trip cover for holidays and travel over 12 months.
  • Worldwide cover included - which may be more cost effective for frequent travellers.
  • Delayed start for up to 31 days so there's no need to book and travel immediately.
  • Unlimited access to HealthHero - our UK based 24/7 video and telephone GP helpline.

You can travel stress-free with our Annual travel insurance. We cover big family holidays, city breaks, long weekends and even those pesky last-minute work trips. With Annual travel insurance, you'll save time and money.

Our one year travel insurance is designed specifically with frequent travellers in mind. With our multi-trip travel insurance, there's no need to buy separate insurance each time you travel, and you'll be covered for every trip you take during the year. We can provide worldwide travel cover protecting you across the globe or more regional cover if you're heading to Europe, the USA, Australia, staying in the UK or anywhere else.  Below is some more information about our products, for which Terms and Conditions apply. Please visit the policy information hub for full details.

With yearly travel insurance from Allianz Assistance, you can choose the level of cover that's right for you. Our annual multi-trip insurance is designed for frequent travellers, so you'll be covered for as many trips as you like, up to 31 days maximum over a 12-month period. 

You can buy cover for European or worldwide travel cover (either including or excluding the USA and Canada), depending on your plans. Plus, if you have some fun activities lined up, you can add winter sport and ski cover at the same time.

When you take out one of our annual holiday insurance policies, you have the choice to get covered straight away or delay your start date by up to 31 days. Plus you don't need to tell us when you're going away, so there's one less thing to worry about. 

With our annual travel insurance, you only pay once for 12 months' cover and you're then protected for all your holidays. Plus, the more times you travel, the greater the savings become. Just make sure you buy your annual travel insurance policy as soon as you book your first holiday, so you'll be protected right away. 

Get covered for trips across the year with annual multi-trip travel insurance.

Annual multi-trip travel insurance policies protect you for medical cover if you become poorly or injured while you're away. We can also help cover emergency medical expenses (including repatriation back to the UK), personal accident and personal liability cover. Plus you'll get 24-hour access to a GP consultation service.

Our yearly holiday insurance can also help protect you should you need to cancel or cut short your trip, support for missed or delayed departures as well as lost, damaged or stolen personal possessions. With an annual multi trip policy, you are protected for all your trips throughout the year, subject to a maximum trip duration, which includes trips in the UK or abroad.

The table below shows what is covered and the limits for each section of the annual travel insurance policy for our Bronze, Silver and Gold annual multi trip cover levels.

For full details about our annual cover plans, please see the wording in the Policy Information Hub.

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Delayed Departure
Delayed Personal Possessions
Emergency Medical Associated expenses
End Supplier Failure
GP 24/7 Online
Legal Expenses
Loss of Passport
Missed Departure
Personal Accident
Personal Money
Personal Possessions
Personal Liability
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HealthHero 24/7 GP telephone and video consultations
Medical solutions icon
Our travel insurance policies provide you access to HealthHero – a 24/7 GP telephone and video consultation service* – which connects you with a UK GP to provide the reassurance and professional medical advice you need while you’re travelling abroad.
*For video consultations, time restrictions apply and UK Bank Holidays are excluded.
Whether you’re travelling as part of a wedding party, visiting another country with a local club or just heading on a beach break with some friends, a group travel insurance policy could be a great solution for you. Every member of your travelling party can be insured under the same policy, meaning much less admin!
Protect your loved ones every time you go on holiday with our Annual Family travel insurance. Whether you’re exploring a new city or lounging on the beach, you can relax knowing everyone has the cover they need
Whether you’re heading to Val d’Isère or Vail, hit the slopes knowing you’re covered with an annual multi trip policy with additional ski and winter sports cover from Allianz Assistance.
Currently, while we can still cover you under the standard sections or our travel insurance policies while on a Golf holiday, will not be able to offer the additional cover previously provided by the Golf optional extra section. This is only a temporary measure while we make improvements to the booking engine of our website.
Currently we are unable to provide travel insurance policies to cover people's pre-existing medical conditions. This is only a temporary measure while we make improvements to our online booking engine.
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Understanding our claims process

You'll need your policy number to submit your claim to us. This is available in your certificate of insurance which is sent to you when you take out cover. 

It's a good idea to take your policy information with you on your trip so you can provide us with all the necessary details in order for us to help.


Once we receive your claim, it'll be assessed by our experienced team. 

To speed up the assessment of your claim please make sure to include all applicable information and evidence such as receipts, booking confirmations, hotel reservations and crime reference numbers. If you fail to provide all the necessary information this will cause a delay in processing your claim. 

Once our team has assessed your claim we'll be in touch with you via your preferred contact method to confirm the outcome and inform you of any next steps.



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Alternative Cover Options For Pre-existing Medical Conditions

If you have a pre-existing medical condition that we are unable cover under our own policies, you may be able to obtain an alternative travel insurance policy through one of the providers featured in the MoneyHelper directory of specialist travel insurance providers for people with serious medical conditions. Do take time to study and compare the terms and conditions to ensure you have the cover you need. To contact the Money Advice Service for further details of the directory

Call: 0800 138 7777 (lines are open Monday to Friday, 8am to 6pm)