Annual Travel Insurance
Information
What's covered with our Annual Multi-Trip Travel Insurance?
With yearly travel insurance from Allianz Assistance, you can choose the level of cover that’s right for you. Our multi-trip insurance is designed for frequent travellers, so you’ll be covered foras many trips as you like, up to 31 days in duration over a 12-month period.
You can buy cover for European or worldwide travel (either including or excluding the USA and Canada), depending on your plans. And if you’ve got some fun activities lined up, you can add Winter Sports and Ski cover at the same time.
To compare policies and find one that's right for you, take a look at the table below.
Our Bronze, Silver and Gold policy options allow you to choose a level of cover that suits you. All of our Bronze, Silver and Gold policies protect you if you need to cancel your trip before you travel, or if you need to curtail your journey. We can also compensate you if your departure is delayed, if you miss your departure or if you need to buy personal possessions because yours have been delayed. We’ll even provide legal support to claim compensation for a fatality, or if you fall ill or are injured on your trip.
We also understand that medical cover is important in case you become poorly or injured while you’re away. That’s why all of our yearly holiday insurance policies cover emergency medical expenses, personal accident and personal liability cover; you’ll get 24-hour access to a GP consultation service too.
We also know that sometimes thieves target tourists. To help protect you, our Silver and Gold multi-trip insurance policies cover you if you lose your passport, personal money or personal possessions. If you choose our Gold cover, you’ll also be protected against the financial failure of your end-supplier.
To see exactly what our Annual travel insurance policy includes, please visit the Policy Information Hub.
Silver
Gold
Bronze
Frequently Asked Questions
How does annual travel insurance work?
Jet-off whenever you like with our Annual travel insurance, because you’re covered for unlimited trips that last up to 31 days (over a 12-month period). There’s no obligation to tell us when you’re going away either, so you can pack your bags knowing you’re already covered.
You can choose the area of cover that’s most appropriate for your travel plans, from Europe-only to worldwide. You can also choose a level of cover that suits you: Bronze, Silver or Gold.
How much is annual travel insurance?
If you’re planning more than one holiday this year, you can save money by taking out one Annual travel insurance policy, rather than buying multiple Single Trip policies. Our yearly travel insurance will save you time too, because you’ll be covered all year – no matter how many holidays you take.
Our Bronze, Silver and Gold levels of cover allow you to choose an option to suit your requirements. Once you’ve found the right policy, you can either be covered straightaway or – if you don’t need your cancellation cover to start immediately – you can defer your start date by up to 31 days. Get a quote today to see exactly how much your policy will cost.
Should I buy annual multi-trip travel insurance?
If you’re taking more than one trip this year, then our Annual multi-trip travel insurance is a great choice for you. Remember, the more holidays you take, the more you save. If you’re taking several trips in Europe, then you can take out a policy that will cover you for European destinations. If you’re travelling further afield, our Worldwide Travel Insurance will have you covered.
Plus, we offer discounts for families on your yearly holiday insurance. If you’ve got fun activities planned, you can add Winter Sports and Ski insurance to your travel insurance policy. We even offer Annual travel insurance, so you can be covered all year round.
Whether you’re taking family holidays, heading away for the odd long weekend or booking last minute trips, you’ll save money and be covered every time you take off with our Annual travel insurance.
Can I get annual travel insurance with pre-existing medical conditions?
If you have any pre-existing medical conditions to declare, you will not be eligible to purchase an Annual travel insurance policies.
Usually we'd consider cover for pre-existing medical conditions under our Single Trip and Backpacker policies. However since we are making improvements to the booking engine of our website, we are temporarily unable to offer travel insurance policies to cover people's pre-existing medical conditions. We are planning to reintroduce our offer and also extend this to Annual travel insurance in the near future, once the update is complete.
Terms and conditions apply.
How to ensure you have the right cover
What is an EHIC or GHIC and what can it offer you?
Having a European Health Insurance Card (EHIC) or Global Health Insurance Card (GHIC) will entitle you to the government-provided healthcare of the European Union country you are visiting, lowering the medical costs you would normally expect to pay. Although this is a good addition to take on holiday, having a travel insurance policy as well could provide you with further protection and peace of mind whilst you are abroad. Our travel insurance policies can protect you against many unforeseen eventualities.
Does your bank or credit card company provide cover?
A lot of bank accounts or credit cards come with varying levels of travel insurance cover. Although some may be comprehensive and suitable for most trips, they may not cover you for everything you have planned whilst you’re away. If you have adventurous plans or unusual excursions booked for your trip, you might not be covered. Make sure you look into the travel insurance policy that you have before every trip, to make sure it’s suitable for you and your plans.
Purchasing a holiday using a credit card means you are often protected by Consumer Protection cover that is offered on purchases when a provider defaults and you are unable to receive your goods (or in this case, go on your holiday). This means that, in most cases, you can get your money returned to you before going on your trip.
Are you covered by ABTA or ATOL?
If you have booked a holiday through a tour operator or travel agent, it may be worth checking if you are covered by ABTA (Association of British Travel Agents) or ATOL (Air Travel Organiser’s License). This type of cover means that your package holiday is protected if, for example, the travel company providing your holiday arrangements or the travel agent themselves fail financially or close down. Your travel agents will be able to tell you if your holiday is ABTA or ATOL protected. Alternatively, use the links provided to check your cover at home.
Our Additional Travel Cover Options
Winter Sports
Insurance
Insurance
Our Winter Sports and Ski travel insurance covers you for many unexpected eventualities, so you can hit the slopes with confidence.
MORE INFORMATION
Sports & Leisure
Insurance
Insurance
Many sports and leisure activities are covered on our standard travel insurance policies at no additional premium. From 5th May 2021, we will not be able to provide cover while you take part in riskier Category 3 and Category 3 sports and leisure activities like kite surfing and rubgy. This is only a temporary measure while we make improvements to the booking engine of our website. Please keep an eye on the Allianz Assistance website in the future so you are aware when we are able to offer this additional cover again.
MORE INFORMATION
Golf
Insurance
From 5th May 2021, while we can still cover you under the standard sections or our travel insurance policies while on a Golf holiday, will not be able to offer the additional cover previously provided by the Golf optional extra section. This is only a temporary measure while we make improvements to the booking engine of our website. Please keep an eye on the Allianz Assistance website in the future so you are aware when we are able to offer this additional cover again.
MORE INFORMATION
Business Travel Insurance
Whether you travel for work frequently or need insurance for just one trip, you can focus on the job at hand knowing you’re protected, with Business travel insurance from Allianz Assistance.
MORE INFORMATION
Cruise Travel
Insurance
From 5th May 2021, while we can still cover you under the standard sections or our travel insurance policies while on a cruise holiday, will not be able to offer the additional cover previously provided by the Cruise travel optional extra section. This is only a temporary measure while we make improvements to the booking engine of our website. Please keep an eye on the Allianz Assistance website in the future so you are aware when we are able to offer this additional cover again.
MORE INFORMATION
Our other types of insurance you may
be interested in
Family
Travel Insurance
Travel Insurance
With our Family travel insurance, the whole gang’s covered. So, whether you’re taking the kids to Disneyland or heading away to lounge on the beach, protect your loved ones with Allianz Assistance.
MORE INFORMATION
Backpacker
Travel Insurance
Travel Insurance
Wherever you’re travelling to, our Backpacker insurance provides you with the cover you need whilst you’re away, so you can enjoy the trip of a lifetime knowing you’re protected.
MORE INFORMATION
HealthHero 24/7 GP telephone and video consultations
Customers who have bought our travel insurance can arrange a medical consultation with a UK GP, to talk through your medical concerns while you are abroad, 24 hours a day, 7 days a week. Alternatively, you'll be able to speak to them face to face by booking an online video consultation*.
*For video consultations, time restrictions apply and UK Bank Holidays are excluded.
*For video consultations, time restrictions apply and UK Bank Holidays are excluded.
Alternative Cover Options For Pre-existing Medical Conditions
If you have a pre-existing medical condition that we are unable cover under our own policies, you may be able to obtain an alternative travel insurance policy through one of the providers featured in the MoneyHelper directory of specialist travel insurance providers for people with serious medical conditions. Do take time to study and compare the terms and conditions to ensure you have the cover you need. To contact the Money Advice Service for further details of the directory
Call: 0800 138 7777 (lines are open Monday to Friday, 8am to 6pm)
or
Email: traveldirectory@maps.org.uk
Help and Advice
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