Annual Travel Insurance
exactly how i need it.

Provides cover if you cancel your journey before it begins due to certain necessary circumstances. The circumstances covered are listed in your Policy Document.

Provides cover if you cut your journey short due to certain necessary circumstances. The circumstances covered are listed in your Policy Document.

Cover if your departure is delayed by more than 12 hours. Benefits apply after the first 12 hours delay and additional benefits apply after each extra delay of 12 hours. Your policy will specify the maximum payable. The circumstances covered are listed in the Policy Document. Alternatively, you may receive up to the amount specified in your policy, if you chose to abandon your journey or cancel your holiday after a 24 hour delay.

Cover for purchasing essential items if your personal possessions are delayed for more than 12 hours on your outward journey.

Provides cover if you are taken into hospital or you need to come home early or extend your journey due to illness or accident.

The insurer will pay up to the amount shown in your schedule of cover in total, for costs you incur as a result of insolvency of the end supplier that you made travel arrangements with prior to departure.

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Children under the age of 2 years travelling with a parent or guardian receive cover under that person's policy free of chargε.

Provides a loan to take legal action for compensation as a result of your death, illness or injury during your journey. You must pay this loan back out of any compensation you receive.

Cover for transport and accommodation costs to get a temporary passport and the equivalent value of the remaining period of it, if it is lost or stolen on your journey.

Cover for extra transport and accommodation if you arrive at your departure point too late to board your booked transport due to: public transport not running to its timetable or the vehicle you are travelling in has an accident or breaks down.

Provides cover if following an accident your injuries lead to death, total loss of sight/limb or permanent disability. An accident must be caused by something external and visible.

Provides cover if your personal money is lost or stolen on your journey.

You are covered for up to your policy limits if your personal possessions are damaged, lost or stolen on your journey. Your policy will state the maximum amount you can claim for a single article, as well as the total amount you can claim for all your valuables. A deduction may be made for wear, tear and loss of value.

We cover financial consequences of your personal liability during your private life (bodily injury, damage to property and consequential loss).