Coronavirus (COVID-19)
We’re working really hard to keep you in the loop as much as possible in the fast-changing circumstances.
We want to help you wherever we can during these challenging times. If you’re struggling financially as a result of Coronavirus and are worried about the payments for your policy, or if you have a policy that you don’t think you’ll need now, such as an annual travel policy, please get in touch. We’ll discuss your options with you and work out how we can provide support.
Our call centres are very busy at the moment and we are trying to answer your questions as quickly as we can. If your query is non-urgent and you are not due to travel in the next two weeks, please don’t contact us yet, so we can prioritise people in need of urgent help or who are due to travel sooner.
In the meantime, we are regularly monitoring the situation and updating our Coronavirus single trip/backpacker and annual multi-trip FAQ pages. To find out more about the impact the outbreak is having on our travel insurance policies, please check the relevant FAQ before calling or emailing us.
We’d also like to highlight that travel insurance only protects against unforeseen circumstances getting in the way of your travel plans, so any policy you buy now will have very limited insurance coverage. While the Foreign and Commonwealth Office have advised against all but essential travel indefinitely, you will not be covered under our travel insurance policies if you decide to go ahead with your trip.
Backpacker Travel Insurance
exactly how I need it.
What is Backpacker Insurance?
Nothing’s quite as exciting as embarking on a journey to uncover and explore new corners of the globe. Whether you’re travelling for adventure, escapism, self-discovery or curiosity, we know that part of the excitement comes from not knowing exactly what lies ahead, throwing routine out of the window and leaving the ordinary behind.
Below is some information about our insurance products, for which Terms and Conditions apply. Please visit the policy information hub for full details.
Below is some information about our insurance products, for which Terms and Conditions apply. Please visit the policy information hub for full details.
What does Backpacker travel insurance cover?
Our Backpacker insurance can protect you against potential risks from the moment you book your holiday to the second you return home.
You should buy your travel insurance as soon as you book your trip, because then you’re protected if you need to cancel it.
While you’re away, your Backpacker travel insurance provides cover if you need to curtail your trip and fly home. Plus, there's cover if you miss your departure, or if your departure is delayed. The policy will also help protect you if your personal possessions are delayed, lost, stolen or damaged. This includes your personal money and your passport.
There’s also no need to worry if you suffer from an illness or an injury while you’re away. Our Backpacker travel insurance includes personal accident cover, and will pay for emergency medical expenses. We’ll also provide you with legal support for any personal liability claims made against you.
Please see the policy handbook for full Terms and Conditions
Backpacker without ski
From £27.50*
Backpacker with ski
From £55.01*
Frequently Asked Questions
Will I need additional cover for sports and leisure activities?
We know that you’re heading on a backpacking holiday to enjoy an adventure and try new things. That’s why our Backpacker insurance comes with many sports and leisure activities included, such as snorkelling, scuba diving and bungee jumping.
But, if you’re planning to take part in some high impact winter sports while you’re away, then you’ll need our Winter Sports and Ski add-on. This will cover you for adrenaline-pumping activities such as skiing, snowboarding and tobogganing. Additionally, it provides cover for things like piste and avalanche closures, and lost, damaged or delayed ski equipment.
To understand exactly which sports and leisure activities are covered by your Backpacker policy, take a look at your policy handbook and our sports and leisure activities list.
Does Allianz Assistance provide travel insurance for working abroad?
If you’re searching for travel insurance for working abroad, our Backpacker insurance could be the right fit. The policy covers non-manual work, including professional, administrative and clerical duties (although claims under the Personal liabilty section will be excluded).
If you’re planning on working while you’re away and you’re unsure if your job will be covered under your policy, please contact us.
How long does Backpacker insurance last?
Our Backpacker insurance can last for a full 365-day period, so if you’re travelling on a gap year, it may be the right type of insurance for you.
If your trip lasts for longer than 365 days, then we’ll sadly be unable to cover you. Please note that no part of a trip booked to last longer than 365 days is covered.
Is there an age limit?
To qualify for our Backpacker insurance, you need to be aged 35 or under on the day your policy is issued.
If you’re aged over 35, then unfortunately we won’t be able to provide you with Backpacker cover. But, depending on the type of holiday you’re taking, we may still be able to cover you under our Single Trip and Annual travel insurance policies, where the age limit is 75 or under (at the time of booking).
Which destinations can be included in my policy?
Our Backpacker insurance policies can protect you all over the world*. You can select just the countries you're travelling to, which will help make sure you only pay for the cover you need.
Check your confirmation email to make sure that all the destinations you are travelling to are listed.
*Please note that you cannot travel to a country or region that the Foreign and Commonwealth Office has advised against all travel or against all but essential travel.
When should I buy Backpacker travel insurance?
The best time for you to take out Backpacker insurance is as soon as you’ve booked your trip.
Sadly, accidents do happen and there might be a reason why you can no longer travel. But, if you’ve taken out Backpacker travel insurance, you’ll have cover for cancellation. Your cover starts as soon as you buy your policy, and we’ll pay up to the amount shown in your policy documents for unused accommodation, transport, excursions and other travel expenses you have paid or will have to pay, and that you cannot recover from anywhere else.
Terms and Conditions apply.
Looking for more cover? Here’s what
else we offer
else we offer
Ski & Winter Sports
Insurance
Insurance
If you fancy skiing, snowboarding or tobogganing on your next holiday, our Winter Sports and Ski insurance can provide you with cover, so you can start a new hobby or work on your skills with confidence.
MORE INFORMATION
Collision Damage
Excess Waiver Insurance
Excess Waiver Insurance
Hiring a car on your holiday can be a fantastic way of exploring the local area. With our Car Hire Excess Insurance policy, you’re protected against the risk of a costly excess if the unexpected happens.
MORE INFORMATION
Annual
Travel Insurance
Travel Insurance
With our Annual travel insurance policy, you’re covered for an unlimited number of trips up to 31 days in duration over a 12-month period. You could experience the glitz of Las Vegas, the history of Rome and the beautiful scenery of Bali on the same policy.
MORE INFORMATION
Sports & Leisure
Insurance
Insurance
If you want to get the adrenaline pumping on your holiday, then travel insurance that covers sports activities is essential. With our sports travel insurance, you’re covered for scuba diving, bungee jumping and much more.
MORE INFORMATION
Single Trip
Travel Insurance
Travel Insurance
Just taking the one holiday this year? Our Single Trip travel insurance can protect you for up to 180 days. Whether you’re taking a city break to Paris or a relaxing beach break in the Algarve, cover is available.
MORE INFORMATION
Our other types of insurance you may
be interested in
Worldwide
Travel Insurance
Travel Insurance
Whether you’re backpacking in Asia, seeing the sights in Australia or driving down Route 66 in America, our worldwide travel insurance can provide you with cover.
MORE INFORMATION
Travel Insurance
for Thailand
for Thailand
From the bustling capital of Bangkok to the picture-perfect beaches of Khao Lak, Thailand’s a paradise for explorers; our travel insurance for Thailand can protect you as you visit this beautiful country.
MORE INFORMATION
Help and Advice
About Us
*Price based on a 30 year old travelling up to 60 days in Europe with no existing medical conditions
All prices include Insurance Premium Tax (IPT).
All prices include Insurance Premium Tax (IPT).