Backpacker Travel Insurance
exactly how i need it.

We know that you’re heading on a backpacking holiday to enjoy an adventure and try new things. That’s why our Backpacker insurance comes with many sports and leisure activities included, such as snorkelling, scuba diving and bungee jumping.

But, if you’re planning to take part in some high impact winter sports while you’re away, then you’ll need our Winter Sports and Ski add-on. This will cover you for adrenaline-pumping activities such as skiing, snowboarding and tobogganing. Additionally, it provides cover for things like piste and avalanche closures, and lost, damaged or delayed ski equipment.

To understand exactly which sports and leisure activities are covered by your Backpacker policy, take a look at your policy handbook. 

If you’re searching for travel insurance for working abroad, our Backpacker insurance could be the right fit. The policy covers non-manual work, including professional, administrative and clerical duties.

If you’re planning on working while you’re away and you’re unsure if your job will be covered under your policy, please contact us.

Our Backpacker insurance can last for a full 365-day period, so if you’re travelling on a gap year, it may be the right type of insurance for you.

If your trip lasts for longer than 365 days, then we’ll sadly be unable to cover you. Please note that no part of a trip booked to last longer than 365 days is covered.  

To qualify for our Backpacker insurance, you need to be aged 35 or under on the day your policy is issued.

If you’re aged over 35, then unfortunately we won’t be able to provide you with Backpacker cover. But, depending on the type of holiday you’re taking, we may still be able to cover you under our Single Trip and Annual travel insurance policies, where the age limit is 75 or under (at the time of booking). 

Our Backpacker insurance policies can protect you all over the world. But you can choose an area of cover to suit your needs. Options include:

• ‘Europe,’ which includes UK, Continental Europe, islands in the Mediterranean, the Channel Islands, the Isle of Man, Morocco, Algeria, Tunisia, Libya, Egypt, Israel, Turkey, Madeira, the Canary Islands, the Azores, the Republic of Ireland, Iceland, Russia, Estonia, Latvia, Lithuania, Belarus, Ukraine, Moldova and Georgia.
• ‘Worldwide (excluding USA),’ which includes anywhere in the world except the USA, Canada and all islands in the Caribbean Sea, including the Bahamas.
• ‘Worldwide (including USA),’ which includes any country in the world*

To check which destinations you’re covered for, please take a look at your confirmation email.

*Please note that you cannot travel to a country or region that the Foreign and Commonwealth Office has advised against all travel or against all but essential travel. 

The best time for you to take out Backpacker insurance is as soon as you’ve booked your trip.

Sadly, accidents do happen and there might be a reason why you can no longer travel. But, if you’ve taken out Backpacker travel insurance, you’ll have cover for cancellation. Your cover starts as soon as you buy your policy, and we’ll pay up to the amount shown in your policy documents for unused accommodation, transport, excursions and other travel expenses you have paid or will have to pay, and that you cannot recover from anywhere else.

Terms and Conditions apply.