There are many medical conditions which are routinely managed using medicine and other forms of treatments. Some conditions are controlled so successfully and have such a minimal effect on lifestyle, that it’s possible to forget they exist and why some people believe they do not have to declare them, or consider them too trivial to mention when applying for travel insurance. The following are some examples of common conditions that may be overlooked but which should be declared:
- High blood pressure;
- Respiratory problems;
- Inflammation of joints;
- Neurological conditions (e.g. stroke or epilepsy);
- Mental health or psychiatric conditions (e.g. anxiety or depression);
- Treatment and conditions related to cancer (usually within the last five years).
It's very important that you tell us about any existing medical conditions that you, or anybody else to be insured by our policies, have. It is unlikely that we will pay any claim for medical expenses, cancellation or cutting short a trip if it relates to a medical condition that you have not told us about (and that we have agreed to cover).