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Cruise Travel Insurance

More popular than ever, cruise holidays are a great way to see the world or even just part of it. Many people love the thought of relaxing and watching the world go by, with the added excitement of waking up in a new city, or even country, every day, all from the luxury of their ship. Hard to beat? Cruise holidays are very different from traditional “fly and stop” holidays, bringing with them new and fantastic experiences but also potential problems and hazards unique to them. So if you are planning to take a cruise, it’s important to take out specialist cruise cover to ensure that should the unexpected happen on your holiday, you will at least be covered*.

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We have a comprehensive Cruise add-on, which on top of the usual travel insurance benefits, also insures you for these risks that are unique to cruisers, including…

  • Missed port departure.
    Should you miss the ship at the departure port, this will pay for the cost of any extra transport you may incur to get you on that cruise at its next port of call.

  • Unused excursions.
    Excursions and day trips are popular ways to see a little of the area where your ship may dock. Should you not be able to go on your pre-booked and pre-paid excursion due to injury, illness or the ship not being able to stop at a scheduled port, this will cover you for the unused costs.

  • Cruise itinerary change.
    With even the best of planning, sometimes cruise ships are unable to stop at a scheduled port due to bad weather or timetable restrictions. If this happens we will pay up to the limit shown on your policy schedule.

  • Cruise interruption.
    If you fall ill or are injured during your cruise and need to be hospitalised ashore, we’ll pay for travel expenses incurred to enable you to re-join the cruise at its next port of call, when you are better and able to get back to your holiday.

  • Cabin confinement.
    If you suffer from an illness or injury and the on-board doctor confines you to your cabin, we will pay you up to the limit of your policy. We will also provide this cover when the on-board doctor advises you not to leave your cabin due to a medical situation on board the ship.
    Please check the policy wording for full terms and conditions and the cover levels applicable for each of the five elements of cover, within the cruise add-on.

    Do you need cruise insurance?

  • Allianz Assistance offer this cover as an add-on when buying silver or gold travel insurance. These elements are not covered by the standard policy terms and conditions and we won’t cover any claims for these events without this additional cover in place.

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Need help? Call us on:
0371 200 0428
Monday to Friday, from 9am to 5pm