Backpacker Insurance

As a truly global organisation, we understand your desire to see the world. We know that no matter how many travel guides you read, there’s nothing as exhilarating as embarking on a journey to discover and explore new corners of the globe. As international travel becomes increasingly accessible, more and more of us are packing up our backpacks and undertaking unique trips, to places we have only ever dreamt about.

Whether we’re travelling for adventure, escapism, self-discovery or out of simple curiosity, we know that part of the excitement is in not knowing exactly what lies ahead, throwing routine out of the window and leaving the ordinary behind us.
However, with our 60 years of experience, we also know that certain risks come with travelling to unfamiliar places and sometimes if things go wrong a long way from home, you can be left feeling very vulnerable. That’s why the support of a trusted friend is crucial. Our Backpacker Travel Insurance helps you not to worry whilst travelling, knowing if nothing else, that you are protected by one of the world’s leading travel insurance and assistance companies.

With over 13,000 people working across five continents, speaking 58 languages, we are as local as we are global. We have a deep understanding of the markets in which we operate and we are experts in helping our customers whenever they need us; 24/7, 365 days a year in the event of a medical emergency. If you are under 35 and planning a trip of a lifetime, our Backpacker Insurance offers bespoke protection for up to 365 days against risks such as cancellation, delays, missed departures, lost or stolen personal items and medical expenses. Terms and conditions apply.

Backpackers Travel Insurance

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Exciting as it is, international travel often comes with higher costs and higher risks. Language barriers, weather issues, and even economical events can wreak havoc with your travel.

	Backpacker without Ski	Backpacker with ski
	From £27.50*	From £55.01*
	Avalanche closure Avalanche closure Cover for extra transport and accommodation if you cannot reach your destination or back home because of an avalanche	N/A	£250
Cancellation Cancellation Provides cover if you cancel your journey before it begins due to certain necessary circumstances. The circumstances covered are listed in your Policy Document	£2,500	£2,500
Curtailment Curtailment Provides cover if you cut your journey short due to certain necessary circumstances. The circumstances covered are listed in your Policy Document	£2,500	£2,500
Delayed Departure Delayed Departure Cover if your departure is delayed by more than 12 hours. Benefits apply after the first 12 hours delay and additional benefits apply after each extra delay of 12 hours. Your policy will specify the maximum payable. The circumstances covered are listed in the Policy Document. Alternatively, you may receive up to the amount specified in your policy, if you chose to abandon your journey or cancel your holiday after a 24 hour delay.	£250	£250
Delayed Personal Possessions Delayed Personal Possessions Cover for purchasing essential items if your personal possessions are delayed for more than 12 hours on your outward journey.	£150	£150
Delayed Ski Equipment Delayed Ski Equipment Cover to hire ski equipment if your are delayed on the outward journey for more than 12 hours	N/A	£300
Emergency Medical Associated expenses Emergency Medical Associated expenses Provides cover if you are taken into hospital or you need to come home early or extend your journey due to illness or accident.	£5,000,000	£5,000,000
Hired Ski Equipment Hired Ski Equipment Cover for hired ski equipment, if they are lost, stolen or damaged on your journey.	N/A	£200
Kids for Free Kids for Free Children under the age of 2 years travelling with a parent or guardian receive cover under that person's policy free of charge.	Yes, under 2	Yes, under 2
Legal Expenses Legal Expenses Provides a loan to take legal action for compensation as a result of your death, illness or injury during your journey. You must pay this loan back out of any compensation you receive.	£25,000	£25,000
Loss of Passport Loss of Passport Cover for transport and accommodation costs to get a temporary passport and the equivalent value of the remaining period of it, if it is lost or stolen on your journey.	£150	£150
Missed Departure Missed Departure Cover for extra transport and accommodation if you arrive at your departure point too late to board your booked transport due to: public transport not running to its timetable or the vehicle you are travelling in has an accident or breaks down.	£500	£500
Owned Ski Equipment Owned Ski Equipment Cover for hired ski equipment, if your own are lost, stolen or damaged on your journey. Your policy will specify the most you can claim for a single article.	N/A	£400
Personal Accident Personal Accident Provides cover if following an accident your injuries lead to death, total loss of sight/limb or permanent disability. An accident must be caused by something external and visible.	£15,000	£15,000
Personal Money Personal Money Provides cover if your personal money is lost or stolen on your journey.	£500	£500
Personal Possessions Personal Possessions You are covered for up to your policy limits if your personal possessions are damaged, lost or stolen on your journey. Your policy will state the maximum amount you can claim for a single article, as well as the total amount you can claim for all your valuables. A deduction may be made for wear, tear and loss of value.	£1,500	£1,500
Personal liability Personal liability We cover financial consequences of your personal liability during your private life (bodily injury, damage to property and consequential loss)	£2,000,000	£2,000,000
Piste Closure Piste Closure Provides cover if you cannot ski at the ski resort you booked before your journey because there is not enough snow and the ski lifts and the ski schools are closed.	N/A	£200
Ski Pack Ski Pack Cover for hired ski equipment, ski school fees and lift passes that you do not use because: you cancel or cut short your journey: You cannot ski because of an injury or illness during your journey	N/A	£300
	From £27.50	From £55.01

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*Price based on a 30 year old travelling up to 60 days in Europe with no existing medical conditions

*All prices include Insurance Premium Tax (IPT).

Backpacker without Ski

From

£27.50*

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Legal Expenses	£25,000
Personal liability	£2,000,000
Personal Accident	£15,000
Personal Money	£500
Loss of Passport	£150
Kids for Free**	Yes, under 2
Missed Departure	£500
Delayed Departure	£250
Delayed Personal Possessions	£150
Personal Possessions	£1,500
Emergency Medical Associated expenses	£5,000,000
Curtailment	£2,500
Cancellation	£2,500
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Backpacker with ski

From

£55.01*

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Avalanche closure	£250
Piste Closure	£200
Hired Ski Equipment	£200
Owned Ski Equipment	£400
Delayed Ski Equipment	£300
Ski Pack	£300
Legal Expenses	£25,000
Personal liability	£2,000,000
Personal Accident	£15,000
Personal Money	£500
Loss of Passport	£150
Kids for Free**	Yes, under 2
Missed Departure	£500
Delayed Departure	£250
Delayed Personal Possessions	£150
Personal Possessions	£1,500
Emergency Medical Associated expenses	£5,000,000
Curtailment	£2,500
Cancellation	£2,500
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